Mobile Banking Harbin Bank Mobile Banking Harbin Bank Mobile Banking Function Introduction

Harbin Bank Mobile Banking is a mobile phone client tailored for smart phone users, which integrates financial services and mobile payment. It highlights the characteristics of "affordable, convenient and safe" and is an important carrier for providing financial services to citizens and enterprises.

I. Business Introduction

Member management (member information, security management, channel management, SMS notification, more services)

1. Member information: You can set personalized avatar, modify your basic information and reservation information, and synchronize your customer number through this function. You can also change the mobile phone number reserved when you open an account at the counter by changing the mobile phone reserved at the counter. The mobile phone number reserved at the counter is the one you use for quick payment. If you need to make changes, please make changes on the website of the third-party payment institution in time to avoid affecting your normal use.

2. Security management: You can modify the login password, set your permissions and enable SMS authentication through this function module. Online banking transactions involving limit include: intra-bank transfer, transfer from our bank to other banks, self-service payment, non-tax business, etc. If you use different secure media to transfer money, you will enjoy different transfer limits.

3. Channel management: You can operate through online banking, mobile banking, telephone banking IVR and other channels provided by banks. After closing the online banking channel through this function, online banking will not be available. You must bring your valid ID card to our counter to open an account. Both mobile banking and telephone banking IVR can be opened and closed in online banking.

4. SMS notification: You can use this function to open the SMS notification service for account transfer online, and our bank will notify the changes of account funds by SMS in time.

5. More services: This module provides special services such as online banking operation log query and invitation activities of Harbin Bank.

Second, the characteristic function

Loan management (loan inquiry, loan repayment, loan application, transaction operation record)

1. Loan query: You can query loan contract details, repayment details, repayment plan, loan acceptance results and loan processing progress through this function.

2. Loan repayment: You can repay the successful loan online through this function.

3. Loan application: With this function, you can apply for loan products online, including loan application and willingness registration.

4. Transaction Operation Record: You can query the processed loan transaction operation record through this function. At present, only transaction operation records within two years are supported.