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How to negotiate deferred repayment of online commercial loans

How to negotiate deferred repayment of online commercial loans

In my opinion, the negotiation steps of online merchant loans with deferred repayment are as follows:

1. Understand the debt situation: Understand the debt and penalty interest through Alipay and other channels.

2. Contact customer service: call the online merchant loan customer service hotline to explain the repayment willingness, overdue reasons and current repayment ability.

3. Negotiation result: If the negotiation is successful, the repayment will be made on time according to the new repayment plan to avoid the second overdue.