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How to get a loan from Wanda Loan?

What is the application process of Wanda Pratt & Whitney e-loan? How to apply for a million e-loans?

In recent years, Wanda has gradually expanded its business into the financial field, and successively launched products such as Wanda Loan and Wanda Staging. 20 18, the universal loan of small loan platform once again attracted consumers' attention. This kind of personal credit loan product has low application threshold, fast payment and quick review, so it is deeply loved by young people. Today, I will introduce you how to apply for a million e loans.

1. To download Wanda Pratt & Whitney's APP, you must register your account with your mobile phone number;

1) Download channels of Wanda Pratt & Whitney APP: AppStore, App Bao, Baidu, 360, pea pods, PP Assistant, Huawei, Xiaomi, Meizu, OPPO, VIVO, Lenovo and other application markets can be downloaded.

2) You can directly search Wanda Pratt & Whitney official website and scan the QR code.

3) Pay attention to the official account of Wanda Pratt & Whitney WeChat and submit the application.

2. Prepare to submit ID cards, savings cards and other certificates, improve the information according to the prompts, and take photos to upload the certificate information;

Reminder: When taking photos, you must bring all the documents as required to avoid the loan application being rejected.

3, 10,000 e loans need face recognition, and many customers will fail to display when operating, which is caused by light, lens, angle and other reasons. Don't wear hats, sunglasses and other obstructions, and try to be consistent with the ID photo.

4. After the above operations are completed, you can wait for customer service to verify your personal identity;

Wanda loan application conditions: teach you how to apply for Wanda loan.

Wanda Loan is a conscience online loan with a very good reputation. The maximum is 200,000 yuan, and the minimum is 1 1,000 yuan. Its biggest advantage is no routine, low application threshold, low interest and fast payment. 20180,000 loan application conditions? Details are as follows:

1, Wanda loan is over 22 years old, college students can't apply, suitable for office workers;

2. Fill in the company information and positions in detail, and the application success rate of institutions, top 500 enterprises, well-known enterprises and state-owned organs is high;

3. Mobile phone number of ID card, debit card and real-name authentication;

4. Personal credit report;

5. Phone number of the contact person.

Wanda Loan is a popular platform for grabbing quotas. Not everyone can apply. Only invited customers can apply.

In fact, the application conditions and application materials of Wanda Loan are very simple. As can be seen from the application conditions, the unit, credit information and contact telephone number are all important conditions.

1, personal credit information must be good, because Wanda Loan will check credit information, so online loan users generally cannot apply.

2. The registration time also matters. It is suggested to register a Wanda loan account. Even if there is no quota now, I will send you a text message in case of sudden relaxation, and you can apply for the quota when you receive it.

3. City and Wanda loans can be applied except Xinjiang, Hong Kong, Macao and Taiwan, but the credit line in economically developed areas will be higher.

Financing channels of Wanda Group

1. Bank funds Wanda Group relies more on the use of bank funds. From the analysis of Wanda's development projects, the loan types include: land mortgage loan. Development loan. Asset mortgage loan. Capital loan. Use lease mortgage loans and bank loans in different places. Wanda Group maintains good relations with domestic banks. Deep cooperation. The Financial Department of the Financial Management Department of the Central Bank also listed Wanda as a national pilot enterprise for real estate financial reform and enjoyed the "green loan" channel. You don't need to approve a single loan within 500 million yuan, you can approve it in two or three days. This kind of financial recognition and support is unique in China real estate industry. Wanda has cooperated with Bank of China alone. China Construction Bank. The Agricultural Bank of China signed the agreement of "General-to-General Credit Granting". The so-called "total-to-total credit" means that commercial banks sign credit agreements with enterprises. After the signing of the agreement, enterprises will no longer need to perform the existing credit approval procedures step by step for loans in branches of commercial banks. Wanda was the first enterprise in China to try to operate mortgage loan in 2002. In 2003, the bank launched mortgage loan business with banks such as Bank of East Asia. Wanda was passive at that time. At that time, domestic banks refused to lend By the end of 2005, the four major state-owned banks had started this business. As collateral, asset appraisal is suitable for the traditional development mode, that is, project development, and the source of repayment depends on the card method. Different from lease mortgage, this mortgage can only use rent as the sole source of repayment, and the loan period is as long as five years. Ten years. Leased assets of the project. Safety assessment. The evaluation of tenants is far greater than the evaluation of assets. Wanda has made lease mortgage loans for five or six projects, and the model is basically based on the total rent. The amount of mortgage loan is about 70% of the total rent and 70% of the total investment of the project. 2. Domestic private placement has always been the darling of private placement. On the one hand, although it has not yet been listed, Wanda's business model has always been praised by the industry; On the other hand, it is because of Wang Jianlin's huge hidden assets and good government contacts. At present, there are two known private placements: ① 24% equity transfer of nine commercial properties completed with Macquarie in 2005, involving funds as high as 2.3 billion yuan. ② Cooperate with the initial public listing of A shares and CCB International to complete the private placement of shares. At the time of the initial private placement, Wanda and CCB International did not disclose the fund-raising situation, but when it was the turn of the second private placement, Wanda's private placement price was as high as 17 yuan per share. "CCB International achieved rich returns in only half a year, and the second private placement actively participated again, increasing its holdings by 1%". 3. Overseas financing channels have never given up China Real Estate Market Trust (REITS). The return period of commercial real estate investment in the form of self-owned lease is too long, which is a typical industry that precipitates funds. Therefore, it has always been the ambition of Wanda founder Wang Jianlin to operate commercial real estate through REITS. On the one hand, REITS can resolve the financial risks implied by a single bank loan, on the other hand, they can also allow private capital to share the long-term stable income brought by the development of domestic shopping centers and raise a lot of funds, which is more suitable for the long-term development of real estate projects. This is also a very desirable financing model. In terms of financing channels in the securities market and overseas financing channels, Wanda's exploration has not yet made a substantial breakthrough. After completing the private placement with Macquarie in 2005, the Hong Kong REITS prepared in 2006 finally lost, but Wanda never gave up its efforts to realize REITS. 4. Sales rebate supports cash flow. The bad result of the first-generation products being sold in shops is that Wanda has adjusted the strategy of "only renting and not selling" on the second-generation products. But this real "just rent and not sell" only lasted for a short time. In Wanda's third-generation products, the proportion of sales has increased significantly. For the sales refund part of the urban complex, Wanda has positioned itself as a "lifeline" and promoted itself to the height of "long-term development strategy support". 5. When trust financing started in 2009, the comprehensive cost of domestic trust financing was generally around 12%, which was much higher than Wanda's previous financing cost of 7%-8%. But from 20 1 1, Wanda got its hands on trust financing. Among the re-established 1 1 trust products, 10 was only established in 20 1 1 and only in 20 1 65448. In Wanda's trust products, most of them are equity trusts, and some disclose that the trust scale is 500 million-10.50 billion, and the funds raised by10 trust products * * * are about 7.8 billion yuan. Through the professional management and diversified investment portfolio of trust companies, the risk of Wanda Group's real estate investment has been effectively reduced and a high return on investment has been achieved. 6. Specialized Bank Funding Channels The Financial Department of the Central Bank's Financial Management Department listed Wanda as a national pilot enterprise for real estate financial reform, and only two of all real estate enterprises in the country have this honor. The head offices of three of the four major state-owned banks have given Wanda huge credit lines. China Industrial and Commercial Bank China Bank Head Office. China Agricultural Bank signed a bank-enterprise agreement with Wanda. As a pilot enterprise of national real estate financial reform, the actual effect of the support given by the highest authority of financial management is very remarkable, and loans can be made in different places without geographical restrictions. At the same time, the pilot enterprises also have a specially authorized "green channel", and a single loan can be approved within 500 million days without approval. This kind of financial approval and support is unique in the domestic real estate industry. 7. Vigorously develop asset mortgage loans and lease mortgage loans. Asset mortgage loan is an obvious phenomenon in Wanda's completed projects. For example, Beijing CBD Wanda and Shijingshan Wanda both use mortgage loans to revitalize their funds.

Excerpted from 123 library (123tsg.com)

What loan does Wanda have?

There are many loans owned by Wanda, such as Wanda Loan, Kuaili Loan, Kuaiyihua, Wanda Pratt & Whitney and so on.

Wandadai

Wanda Loan is an online financial brand under Wanda Group, which mainly provides full-line financial services for individuals and small and medium-sized enterprises. At present, APP has two products, one is universal cash, the loan amount is1000-20,000 yuan, and the daily interest rate of the loan is between 0.3-0.4%; One is a "home improvement by stages" product, with a maximum loan of 200,000 yuan, which has not been publicly sold yet. At present, Wanda Loan adopts the white list invitation system to issue loan quotas. Not everyone is eligible to apply, and it can only be opened after receiving an invitation message.

Quick loan

Kuaili Loan is a consumer credit service platform launched by Wanda Internet Finance Platform, including pure credit small cash loans, credit card compensation and various large consumer loans. There are currently three products on the platform.

Quick loan: it is a cash loan product, and can be applied for 18 years old or older, with a maximum loan amount of 30,000 yuan.

Quick Easy Loan: It is a pure online cash loan product with a maximum loan amount of 20,000 yuan, and you can enjoy 0 interest discount after 7 days of settlement.

Quick and easy repayment: provide credit card balance compensation service, including 6 installments, 12 installment, 18 installment and 24 installment, with the lowest loan interest rate of 0.65%.

Kuaiyihua

Kuai Yi Hua is used in Kuai Yi Hua Bao APP. If you want to use Kuai Yi Hua, first set Kuai Yi Hua as the default payment method in Kuai Yi Hua Bao APP, which can be used in major wanda plaza, spend in advance, and then repay. You can enjoy interest-free or automatic installment payment service for up to 30 days, and the amount you can apply for is 1000 ~ 5,000 yuan.

Wanda puhui

Wanda Pratt & Whitney has a large scale and many loan products:

Ten thousand E loan: pure credit loan with low application threshold. The loan can be released in 3 minutes at the earliest, with the longest lending period 12 and the maximum amount of 50,000 yuan.

Wanda Flower Bud: It can be consumed by designated merchants under Wanda Group, and Wanda Flower Bud can be used in stages, similar to flower buds and white stripes.

Wanda Shanghong: merchant lending products for small and micro businesses in various industries.

Decoration by stages: you can apply for a loan for house decoration.

Wanda Owner Loan: a large unsecured credit loan for high-quality customers with housing/insurance policies.

Introduction of credit method and steps of Wanda loan

If you want to apply for a loan in Wanda Loan, you must first open a credit line. Credit is designed for uninvited guests, so if you are uninvited guests, you need to open a credit first and then apply for a loan! Next, I will bring you detailed opening methods and steps. Friends in need come and have a look!

Wanda Loan opens credit process sharing:

Wanda Loan, a mobile APP product launched by Wanda Financial Group. At present, APP has two products, one is universal cash with a loan amount of1-20,000 and a daily interest rate of 0.3-0.4%, and the other is a "home improvement installment" product with a maximum loan amount of 200,000, which has not yet been publicly sold.

Step 1: Download the application.

Wanda Loan is a mobile phone loan app product. Users can enter "Wanda Loan" in the mobile app store to search and find the app.

Step 2: Apply for registration.

There are two products on Wanda Loan. At present, only universal cash is open to the public, and users can obtain loan quotas.

Step 3: Improve personal information.

Just after registering the account, someone can't wait to open the general cash application quota, but the system will tell you that you are not qualified for the time being.

Don't be discouraged at this time. Adjust the direction, improve personal information and let yourself enter its white list as soon as possible.

First, binding ID cards requires not only filling in the name, ID number and expiration date, but also uploading double-sided photos, which is quite strict;

Second, bind the bank card, bind the bank card that you often use, so as to accept the loan and repay it on time;

Third, fill in the contact information. Personal information includes mobile phone number, address and work unit. In addition, you need to fill in the information of at least one contact.

Step 4: Wait for the invitation qualification.

At present, Wanda Loan adopts the white list invitation system to issue loan quotas. After downloading, it is not eligible to apply, and it can only be opened after receiving the invitation SMS. According to customer service telephone consultation, the answer is: Wanda Finance has its own big data system, and the screening criteria are not convenient to disclose. At the same time, it also rejected the topic of how many public beta users there are at present.

How about Wanda loan? How to apply for universal cash?

Wanda Group has made a new move and developed a product suitable for the public to borrow and return, called Wanda Loan and APP called Universal Cash. Many people don't know the quota and application conditions of this product. Let me briefly introduce it to you.

APP has two products, one is universal cash, the loan amount is 1 1,000-20,000 yuan, and the expected annualized interest rate on the loan date is between. The other is a "home improvement by stages" product with a maximum loan amount of 200,000 yuan, which has not yet been sold publicly.

As an ordinary user, you can register as a member of Wanda Loan with your mobile phone. However, unlike other Internet financial products bundled with wealth management and lending, Wanda Loan only involves lending, such as "universal cash" converted into expected annualized interest rate, corresponding to the highest 1 000 yuan. For example, after one year, the total interest generated is 1 000 yuan. Compared with bank interest, it is slightly higher, but it is similar to small loan products such as loan treasure.