The closed online lending platform leaked personal information, and the third party advocated the transfer of creditor's rights. Do you want to pay back?

As long as the online loan creditor's rights are legal and valid, they are all transferable, and their transfer behavior is legal. The Contract Law clearly stipulates that the creditor's rights may not be transferred under any of the following circumstances. 1, which is not transferable according to the nature of the contract. For example, the creditor's rights arising from the guarantee contract, because the guarantee contract is a subordinate contract, the rights arising from the contract are subordinate rights, and the subordinate rights can only be transferred with the main rights. Therefore, according to the nature of the guarantee contract, the secured creditor's rights cannot be transferred separately. 2. According to the agreement of the parties, it may not be transferred. There are two kinds of situations: one is a prohibitive agreement, that is, the contract clearly stipulates that it is not transferable, and the other is a restrictive agreement, that is, it stipulates the conditions or time limit for the transfer, and it is not transferable if it does not meet the conditions or the time limit is not expired. For example, if the contract stipulates that the transfer must be agreed by the other party to the contract, it may not be transferred without the other party's consent.