20 13 1. 18, and mortgaged RMB 360,000.00 yuan to a construction bank in Weifang. The received SMS prompts why the monthly repayment amount is still the original interest rate repayment amount.

Don't be suspicious, banks are not just fooling people. Please check the following items before making a plan.

First of all, was your loan issued after July 12? At that time, interest was calculated according to the new interest rate, so the so-called adjustment did not exist.

In addition, it may be caused by the bank's interest calculation in installments. There are similar problems every January. Here is another answer for your reference.

It has returned to normal since February.

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Another possibility is that you have to look at your loan contract and interest rate adjustment agreement. Most of the floating rate loan contracts (almost all our mortgages are floating rate loans) are in line with the adjustment of the national benchmark interest rate, and the adjustment time of the loan interest rate is generally agreed to be 65438+ the following year 10 month. There are also some loan agreements corresponding to the next month of the loan issuance date.