There is no SMS to remind the bank card to collect money. What is the main reason?

It may be that the SMS reminder service is closed and needs to be reopened. The advantage of opening SMS notification is that you can receive the information of changes in bank funds in time. If it is not opened, if the bank card is stolen, you will not get the news immediately, and your personal funds will be threatened.

Do you want to open SMS notification for bank cards?

First, openness can ensure the safety of funds.

After opening SMS, if there is any change in the funds in the bank card, whether it is incoming or outgoing, you can receive SMS notification at the first time; If it is not opened, if the bank card is stolen, you can't get the news at the first time, and your personal funds will be threatened.

Therefore, it has certain benefits for personal property management after opening.

Second, charge a service fee.

If it's just a simple salary card, there are not many funds, and the business can also be opened. After all, the SMS service fee is only tens of dollars a year.

The point is that if you don't continue to use this card, the service fee will continue to be charged to your card, every penny.

Third, achieve a win-win situation.

Opening SMS notification is good for both individuals and banks. For banks, you can charge a certain SMS fee; There are many bank customers, and one year is also an income. In addition to the SMS fee paid to Netcom, banks still make money.

In a word, the only advantage of SMS notification is that it can receive the information of bank funds changes in time. You don't have to open it, you have to judge it from your own situation. A few dollars a month is not too much, and it is not free to say less, depending on your personal situation.

4. If there is no money in the bank card, will the SMS notification service be cancelled?

If there is no money in the customer's bank card, the bank cannot automatically deduct the SMS notification fee every month. However, the bank will not take the initiative to call customers to make up for this trivial matter, but will only pay the monthly accumulated SMS notification fee to the corresponding prepaid account.

When the customer transfers the funds to his bank card, the bank will withhold all the previous arrears at the first time, and the SMS notification service of the customer will automatically resume after the withholding is successful. How to deduct the SMS fee if the bank card has no money;

If the card has no money, it won't be deducted. For example, some banks deduct money for one year, so as long as the money is stored during the deduction time, the bank will directly deduct money. Moreover, some banks will deduct it every month, so if there is no money, it will remind you that the balance is insufficient and the SMS fee deduction fails.

However, if there is still no deposit in the card for more than three months, the bank will automatically cancel this business. If you save money, you will deduct the corresponding SMS fee. Of course, if the bank card balance is zero for three consecutive years, the bank is likely to directly cancel the bank card from the original "sleep state", then the SMS notification fee originally owed by the customer will become "non-operating expenses" and no need to pay it again.