Credit card repayment date of China Merchants Bank

China Merchants Bank is on the 5th of every month, 10, 15, 17, 20th, 25th! ! ! Understand the three concepts of "billing date", "billing date" and "repayment date" on the credit card statement. Generally speaking, the day after the merchant checks out is the "billing date" of the bank, the working day when the bank sends you a bill every month is the "billing date", and the repayment date is 18 days after the billing date. Note: When most users apply for a card, the billing date is 17 per month, and the repayment date is 5 per month. If the billing date can be modified at that time, China Merchants Bank can generally modify it on the card opening day and once every six months! Take the billing date as 17 and the repayment date as the 5th of each month as an example: May 1 1 is used to settle the mall overdraft, and the bill was issued on May 17, so the final interest-free repayment date is June 5th, and the interest-free period of this transaction is 24 days. By analogy, some users will ask, how to reach the maximum of 50? Here's the thing. If you spent it on 1 and 16, you can return it on the 5th of next month. If you spend on 18 to 30, it will be postponed for another month, that is, on July 5. So the most cost-effective way is 65433. This is what banks often say, "the longest interest-free repayment period is 50 days". But understand that it is the longest, not fixed.