Is mobile banking the same as SMS reminder?

1. Mobile banking service can also be called mobile banking, which is the abbreviation of using mobile communication networks and terminals to handle related banking business. As a brand-new service combining electronic money and mobile communication, mobile banking not only enables people to handle all kinds of financial services at any time and any place, but also greatly enriches the connotation of banking services, enabling banks to provide traditional and innovative services to customers in a convenient, efficient and safe way.

2. SMS banking refers to the electronic banking business in which the customer edits the SMS service number in a specific format to the bank, and the bank handles related business for the customer according to its instructions, and informs the customer of the transaction result in the form of SMS.

3. The commonly used security media are different.

The so-called secure medium refers to the security tools needed for logging in and transferring money after taking charge of online banking. The name and use of security media vary from bank to bank. For example, ICBC is called "U Shield" and ABC is called "KBao".

Second, the charges will not be superimposed. Because there is no charge for the opening of the receiving bank and the charging for the opening of the SMS bank, we only accept the money from the SMS bank.

Expand some functions of data mobile banking, taking China Everbright Bank as an example;

1. Credit card inquiry: use the credit card to reserve the mobile phone number and send the corresponding SMS content to 95595 according to the prompt.

2. Debit card inquiry: use the signed personal SMS mobile phone number and send the corresponding SMS content to 95595 according to the prompt.

3. Other functions: use any mobile phone number, and send the corresponding SMS content to 95595 according to the prompt.

References:

Baidu Encyclopedia-Mobile Banking; Baidu encyclopedia-SMS bank