Why are the money stations closed and still collecting money?

The reason why the money station is still collecting money since it closed down: Case 1: In order to increase the proportion of compensation, the creditor's rights transfer entrustment platform transfers or entrusts the creditor's rights to the collection company for handling. In this case, the third-party collection company will contact you. When receiving the call, turn on the recording and check with the other party to confirm the legality, such as: company name, job number, debt entrustment agreement, transfer certificate, etc. Ask the other party what the principal, interest and penalty interest currently need to be repaid, and whether the calculation is within the legal scope; You can't repay the loan immediately after confirmation, so you need to check it again in reverse. Through the company name, go to the national enterprise publicity system to search, see if the company is qualified to engage in collection business, call the official number, and verify the collection employee number. Case 2: The regulatory authorities liquidated some unhealthy platforms and were investigated and liquidated by relevant departments. In this case, the borrower is usually sued directly. This situation can be notified by SMS or telephone. After receiving the notice, ask the other party's alarm phone number, as well as branches and corresponding online lending platforms. Later, I found the phone number of the branch through 1 14, and took the initiative to call and ask whether the current online lending platform was handling the previous debts through them. After verification and confirmation, the repayment will still be paid, which is basically non-negotiable. But this situation is generally a legal and compliant amount. Situation 3: The former employee collects money privately. After the collapse of some platforms, there was chaos. A few employees on the platform will take the opportunity to collect and use the original borrower information for collection. This situation is easy to judge, as long as you confirm that you have retired or closed down. It is impossible for the platform staff to collect money from you. You just need to verify each other's information in detail. If something is wrong, you can keep the recorded evidence, call the police directly, or cut off the power.