What is the reason for the bank card limit?

There may be several reasons why the bank card transfer prompt limit cannot be transferred:

First, the open authority is not enough. Bank card transfer through electronic channels has different limits according to the permissions you have opened. For example, the bank's transfer encryption media can be divided into SMS verification, electronic token verification, U shield verification and so on. Generally speaking, the limit of SMS verification is the lowest, and the limit of U shield verification is the highest. Of course, the media quotas of different banks are slightly different, and the official website and app of general banks will clearly display the corresponding daily quotas and each quota of the corresponding encrypted media.

2. The set limit has been reached. When some banks open bank cards or electronic channels, they will set the limit conditions such as the number of transactions transferred to anonymous accounts every day, the single limit of transferring to anonymous accounts, and the cumulative transfer amount of anonymous accounts. If you trigger the above conditions, your transfer will be restricted, and you can only wait for the next day or a small amount of transfer.

Iii. Classification and classification restrictions of banks At present, with the strengthening of anti-gambling and anti-fraud supervision by the state, banks are forced to classify and classify customers. If your business dealings with the bank are relatively simple, and it is obvious that funds are fast-forward and fast-out, you will be identified as a risk customer by the bank, and the amount and number of transfers of this grade will be restricted by the bank.

4. The reason for the abnormal account status is that the amount is frozen by the competent authority and payment is stopped. For example, if a court freezes Zhang San's account for 2000 yuan, but Zhang San's account has 3000 yuan, then Zhang San will be prompted to transfer 3000 yuan, and only 1000 yuan can be transferred. Another situation is that the account is suspended from the counter by the bank, and you will be prompted to transfer money 1 cent. In this case, you can only go to the branch counter to find out the reasons for the abnormal account status, do the relevant verification and materials according to the requirements of the bank, remove the abnormal status and resume the transfer function.

In short, when you meet the limit, you must call the customer of the bank first and ask what the reason is. After understanding the specific reasons, you can relieve your worries by restoring the quota or lifting the quota according to the corresponding methods.