What should I do if I receive a scam text message?

1. Reply to text message: The money has been transferred, please check.

2. You use online banking to log in to the account he issued to you. If the password is incorrect three times, it will be locked. Maybe you can get it right out of three times. . . .

If you are satisfied with my answer, I hope you will adopt it

Thank you very much ≥﹏≤