Will bank card account information be deactivated if it is not updated in time?

Multi-bank SMS notification: if the account information is not updated in time after the expiration, the card may be deactivated.

As a personal identification document, ID card has been used since the Warring States Period, and Shang Yang was the earliest inventor. At that time, the document material was a bamboo board, and then the head and hometown information of the holder were portrayed on it. Later, after the replacement of dynasties, the material, shape and even name changed, but its main function has always been retained and continues to this day. This shows the importance of identity cards.

It was learned from a number of banks that from April 1 day, financial services will be stopped for customers with incomplete or untrue identity information or outdated related information. By then, mobile transactions such as mobile banking, online banking, smart terminals, ATM, counter business, POS credit card consumption, wealth management purchase, transfer and remittance will all be affected. In recent days, many banks have sent messages to such users within 20-40 years by SMS: "The certificate information you left in our bank has been passed. If it is not updated, it will affect the use of your account."

Extended data:

Generally updated information can be manually processed at the bank counter, and many banks can use the official APP.

1. Debit card (that is, our usual bank savings card)

Banks such as Agricultural Bank of China, China Construction Bank and Postal Service will automatically update their ID cards as long as they have not changed them, but it is best to go to the bank outlets in person.

The expiration of bank certificates such as Bank of Communications and China Merchants Bank will not affect the one-card payment, but businesses such as transfer, remittance and withdrawal that need to enter the certificate number may not be handled.

ICBC debit cards need to update information at outlets. If the update is not timely, there will be card use obstacles.

2. Credit card (commonly known as credit card)

China Merchants Bank, Bank of Communications, Minsheng, Xingye, Ping An, Citigroup, HSBC, Bank and other banks. To update the information, they need to fax, take photos, email or mail the information to the bank credit card center, indicating the "ID card renewal period". If it's no trouble, you can also take these materials to the outlets to update.

Banks such as Guangfa, Ping An Securities and Minsheng can change directly on the app.

3. Credit cards of the four major banks, Guangfa, Postal Service and China Everbright, as long as the cardholder's ID number and name remain unchanged, do not need to be updated, which is more humanized.

Phoenix. Com- multi-bank SMS notification: if the account information is not updated in time after the expiration, the card may be