Wave for a loan and check the credit?

You don't check your credit information when you spend a lot of money on a loan, but that's not the reason why users don't return it on time after borrowing. After borrowing, overdue repayment will generate penalty interest, which will be calculated by charging 65438+ 0.5 times the normal interest on a daily basis. Moreover, after overdue repayment, the platform will collect it. At this time, the borrower will be sent a text message or a reminder, which will have an impact on his normal life.

Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and conduct credit management. Credit investigation is a professional and independent third-party organization that establishes credit files for individuals or enterprises and provides a platform for professional credit investigation organizations to share credit information.