Zhenjiang Provident Fund Withdrawal Quota (Zhenjiang Provident Fund Withdrawal Quota Inquiry)

1, purchase, construction, renovation, overhaul of self-occupied housing to withdraw housing provident fund, only one-time withdrawal of the balance of housing provident fund before the month approved by valid documents, and shall not exceed the cost of purchase, construction, renovation, overhaul of self-occupied housing.

2, to repay the principal and interest of the purchase of owner-occupied housing loans, the return of the city's housing provident fund personal housing loans, you can extract the annual return or sign a monthly repayment agreement by the provident fund center monthly deduction. The housing loans returned to commercial banks within the administrative area of this Municipality may be withdrawn on an annual basis or entrusted on a monthly basis. If the housing and provident fund housing loans of foreign commercial banks are returned, they will be withdrawn and returned annually.

If the housing provident fund is withdrawn every year to repay the housing provident fund loan in this city, the withdrawal amount must be greater than the monthly repayment amount and less than the loan balance, and the number of times is not limited. If you repay the loan on a monthly basis, you can deduct the full amount from the housing provident fund account according to the monthly repayment amount, or deduct the amount from the housing provident fund account according to the monthly deposit amount of the housing provident fund. The difference can be deducted from the employee's own savings account by signing an agreement with the bank. After the termination of the monthly payment, if the conditions for signing the contract are met within the year, a new contract can be signed.

Return of housing provident fund loans in different places, you can apply for withdrawal once a year, and the withdrawal amount shall not exceed the repayment amount of housing provident fund loans in that year.

If a commercial loan is repaid annually, it may be applied for withdrawal once a year, and the withdrawal amount shall not exceed the repayment amount of the housing loan of the commercial bank in that year.

3. If the employee or spouse has no own house and rents it in this city, the paid employee can withdraw the balance of his housing provident fund account to pay the rent, and the provident fund center can authorize to inquire whether there is self-occupied housing.

The withdrawal of housing provident fund to pay rent is subject to a quota system, which is handled once a year, corresponding to the month, and the amount of one time is 12 months. Overdue, not cumulative payment. According to the changes of the average rental price and per capita housing area in this city, the provident fund center will adjust the extractable amount of renting houses in a timely manner.

Rental of low-cost housing, public rental housing and other affordable housing, you can apply for the annual withdrawal of housing provident fund to pay rent, apply for withdrawal should provide housing lease contract and proof of rent payment. The withdrawal amount is calculated according to the house lease contract and the annual rent payable.

Second, the extraction method

1, online processing

"Personal Online Service Hall" of Zhenjiang Housing Provident Fund Management Center website

"Zhenjiang Housing Provident Fund" WeChat official account

Mobile application

Self-service terminal personal online business channel

2. Off-line processing

Go to the service hall of the provident fund center for withdrawal.