Is it true that the lucky money bag is borrowed?

It is not very reliable to borrow money from the lucky money bag. Lucky money package loan is a mobile phone financial lending software. In the software, users only need to upload their own identity information to see the amount of loans they can make, and then bind their bank card account number and mobile phone number to make loans on the software.

However, after inquiry, the interest of the application is very high, and some malicious threats and other ways of urging money will be carried out. Black cats also have user complaints, so it is not recommended to choose.

Five main characteristics of the crime of "routine loan";

1. Create the illusion of private lending. By purchasing citizens' personal information or through intermediaries, criminals look for victims who are in urgent need of money or have problems with credit reporting, and lower the loan threshold in the name of providing unsecured loans.

2. Deceive the victim into signing a loan contract, create the illusion of private lending, and then sign contracts such as "inflated loan contract" and "yin-yang contract" with the victim in various names such as "investigation red envelope", "liquidated damages" and "deposit", which is obviously unfavorable to the victim.

3. Making traces of bank running water, granting some loans to the victims, asking the victims to sign the contract repeatedly in the form of installment payment, but not telling the victims the repayment method and time, thus causing the victims to breach the contract.

4. unilaterally arbitrarily determine the victim's breach of contract and require the victim to repay the "inflated loan" immediately. Then layers of "flat accounts" and "re-borrowing" will make the debt "snowball".

5. "Demanding debts", or mentioning false litigation, is a combination of hard and soft, in order to achieve the purpose of encroaching on the victim's property.

1. It is recommended to confess with your family and face it together. Be sure to confess all your debts and pay off whatever you can. No matter what, your family won't give up on you. If family conditions really can't help pay off debts, then look down.

2. Never use loans to support loans again. It is unwise to rob Peter to pay Paul. You may have seen this sentence countless times, and you think it is nonsense. No one wants to do this, but if you don't borrow money, it will be overdue. In fact, raising loans with loans will be overdue sooner or later. Let him overdue as soon as possible, and the sooner he looks back, the better.

3. Negotiate with the online loan company to repay the principal and legitimate interest. Of course, the collection staff of many online loan companies will definitely not agree to negotiate with you at first, and will threaten to contact relatives and friends in your address book to lend you money for repayment. If you want to go ashore, this step will be experienced anyway.