I have a large deposit receipt with a password, ID information, and my mobile phone number. The deposit receipt is

Although it is a large-denomination certificate of deposit, when depositing, it has been agreed with the bank that payment will be made with the deposit certificate and password upon maturity. Therefore, the bank has no fault and no responsibility. As for registering your identity information and mobile phone number, it is a security measure to reissue the deposit certificate in case it is lost, and a supplementary certificate that needs to be submitted when withdrawing money after ten days of overdue. For this type of deposit certificate, there is usually no text message reminder after withdrawal. The bank was operating in accordance with the rules and made no mistakes.