How much is the monthly SMS notification from each bank?

Four banks of China Agricultural Construction Bank charge 2 yuan/month. China Bank and China Construction Bank reduced or exempted users for half a year for the first time, and ICBC reduced or exempted users for three months for the first time. If CCB adopts annual payment, it can save 4 yuan compared with monthly payment. Shanghai Pudong Development Bank, Minsheng Bank, Huaxia Bank and Bank of Beijing will notify debit card users of account changes for free, but most of them need to open an account in a bank to be reminded. China Merchants Bank ordinary debit card users can reduce the fee for three months for the first time, and the remaining 3 yuan/month will be paid by the Postal Savings Bank on an annual basis, with 30 yuan/year. For example, SMS notification of savings business and credit card business of China Merchants Bank is free; Bank of China, Industrial and Commercial Bank of China, Industrial Bank, China Guangfa Bank, Minsheng Bank and China Construction Bank charge 3 yuan service fees on a monthly basis and can apply for closure.

1. The biggest advantage of SMS notification for bank cards is that it can protect depositors' funds. After all, once your bank card changes (flows in and out) after opening this service, you will receive SMS reminder as soon as possible. If your bank card is stolen, you can take measures at the first time to reduce the loss. In life, many people don't always stare at their bank cards, resulting in ignorance of the changes in bank funds, even for a long time. It is worthwhile to spend 2 or 3 yuan a month to eliminate such hidden dangers. For the safety of bank card funds, it is necessary to open the above SMS notification service. After all, this fee can only be regarded as "small money" compared with the funds in the bank card. In addition, the charging bank of this business is not mandatory. It will take effect after the depositor confirms the opening. If your account balance is insufficient for deduction, the business will automatically stop, and there will be no "negative consumption", and your bank funds will be at least "0 yuan". In fact, there are many ways for depositors to check the balance of bank cards. Now many banks have their own platform software. Depositors can download the binding and then check their bank card account balance. However, there is no SMS reminder. If your bank card funds change, we will not contact you on our own initiative. Therefore, for depositors who always pay attention to the changes in the demand for bank cards, there is nothing wrong with opening the above business, and a few dollars a month is not too much.

2. For example, SMS notification of China Merchants Bank's savings business and credit card business is free; Bank of China, Industrial and Commercial Bank of China, Industrial Bank, China Guangfa Bank, Minsheng Bank and China Construction Bank charge 3 yuan service fees on a monthly basis and can apply for closure. The short message service fee generally refers to the short message prompt sent by the bank to the consumer when the funds in the consumer's bank account change. SMS service fee 30 yuan refers to the year when the user opened the SMS service on the bank card handled by the bank and the user opened the package. The service charge of 30 yuan should be one year. After the user opens the bank card short message service, he will inform the user of the change of the bank card quota in time. This function can inform the cardholder in time after the bank card is stolen and swiped, so as to avoid greater losses. If you don't need the bank SMS service, you can call the customer service phone of the issuing bank to cancel the SMS service.