Will there be a charge if there is no money in the ICBC card?

Yes, the average daily balance is lower than that of 300 yuan. The small account management fee in 3 yuan is charged every quarter, and one year is 12 yuan. Of course, the annual fee is charged as usual, one year 10 yuan (ordinary card). These fees will be deducted when the money is transferred to the arrears account.

If the average daily balance of ICBC is above 300, there is no charge. Maybe the average balance is less than 300. I collected 3 yuan in the first quarter, and it will definitely be less than 300 yuan in the next quarter, and I will definitely collect it again. I won't take it out, but I will deduct the small account management fee and annual fee I owe next time I save money. It is suggested that you can deposit more, such as 400.

Customers can apply for a credit card through ICBC outlets or log on to ICBC website. China Industrial and Commercial Bank accepts all kinds of applications for credit cards, special cards and international debit cards (including the following special cards), and the business outlets' managers conduct preliminary examination on the customer identity information, application form information and supporting documents submitted in kind. Credit cards must be "signed in person", and it is forbidden for others to sign on behalf of customers. Customers can apply for one or more personal credit cards through our website or login to personal online banking. Customers can complete the credit card application by selecting the application product, filling in the personal (contact) information, agreeing on the card receiving outlets and setting the synchronous customization information. When a customer receives an invitation letter from ICBC to apply for a card, he must fill in the invitation letter completely, mail the invitation letter and a clear and complete copy of valid ID to the designated address or submit it to the designated business outlet, and the lobby manager can handle the relevant formalities for the customer.

If ICBC does not use it for a long time, it will not be automatically cancelled immediately. Usually, when the balance of ICBC account is less than 300 yuan, a small account management fee will be charged quarterly. After the ICBC account has no balance, the cardholder will not use the ICBC bank card for half a year, and the bank card will be automatically cancelled.

China Industrial and Commercial Bank was established in June 1984+ 10/0/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and one of the four largest banks in China. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.