During the epidemic in 2022, repayment of loans cannot be discussed.

If repayment cannot be made on time during the epidemic in 2022, users can negotiate with banks to apply for installment payment or deferred repayment. At the same time, user loans overdue can also ask the bank not to register overdue repayment in the credit report after repayment. Banking institutions shall arrange the submission of overdue credit records according to the actual situation. For those who need hospitalization or isolation due to the diagnosis of COVID-19, need home isolation or collective isolation due to epidemic prevention and control, have participated in epidemic prevention and control, and have not repaid on time due to the epidemic, the access institution may determine that overdue loans can be submitted without overdue records, and those that have been reported can be adjusted within a reasonable range. The above is the relevant content of repaying loans during the 2022 epidemic.

How to inquire about loans overdue information?

1. SMS inquiry: after loans overdue, the lending institution will push the collection SMS. If there is a collection SMS in the user's mobile phone, there is one that loans overdue has not returned;

2. Inquire through the online loan credit report: The online loan credit inquiry system can view the online loan credit blacklist, online loan application records and loans overdue records, and users can know whether loans overdue has not repaid the loan by inquiring the credit;

3. Check through a third-party organization: the loan records of some loans will be online loan Internet big data. Users can know whether there are overdue online loans when viewing Internet big data;

4. Call the manual customer service phone to check: users can call the customer service phone directly for details.

How to query the loan contract number

If the customer wants to check the number on the loan contract, he can call the customer management office of the bank to consult a professional, or bring his personal ID card to the bank counter to check. Both methods can check the number of individual contracts in time. If the bank loan contract is damaged or lost, the customer can also submit an application to the financial institution to reissue the contract, print out the contract according to the voucher, and check the loan number on this voucher. Customers can also download the mobile phone software of the bank that handles the loan. Through the mobile phone software, they can check the progress of loan approval and lending, understand the specific situation of individual loans, and also check the main contents and numbers of loan contracts. This article mainly aims at the knowledge points related to loan repayment during the 2022 epidemic, and the content is for reference only.