How to set up an actual account when ants in Alipay borrow money? Instead of two hours? My Alipay is bound with several bank cards.

Hello, loan collection account can be set as balance or bound to bank card. If it is a balance, the money will arrive in real time. If it is a bank card, the banking system needs to participate in the processing, and it usually arrives within two hours.

Consider spending money. If you use money to borrow money, it only takes a few seconds for approval and a few minutes for receipt, which is relatively faster.

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