Is there a charge for opening SMS service in mobile banking?

Hello, if it is a savings card of China Merchants Bank, the charging standard for SMS function is: 3 yuan/month/card, which is free for the first three months (including the opening month) (no discount will be enjoyed if it is reopened); Pension account, subsistence allowance account, medical insurance account and unemployment insurance account are free; Sunflower and above customers are free.

(1) SMS notification can be handled as required.

You can apply for a bank card at the bank according to your own requirements. Bank SMS service is also a convenient service for everyone. Some banks provide free services, and some banks charge a certain fee, so when you apply for a bank card or bank account, the bank staff will make it clear to you. You can ask if you don't understand.

Everyone has a different opinion. For those who support banks to charge SMS fees, some people think that the bank has a large passenger flow and the transaction is very complicated. If you send text messages for free at this time, it will increase the operating cost of the bank.

In 20 19, the bank payment system handled1* *164.69 million transactions and paid 223.388 billion transactions electronically. If SMS is free, banks will bear high operating expenses.

According to a short message, a penny is also a very large fee, and the cost of notifying 200 billion short messages also needs billions, so the bank short message charge is also reasonable.

② When the salary is paid every month, the SMS service charges 3 yuan.

For such businesses, many people think it is unreasonable, and the reasons are quite sufficient. At present, the business of SMS charging is basically owned by big banks, and the profits of these big banks are very high every year, which are basically around 100 billion to100 billion. For the SMS notification service fee, such huge profits are simply nine Niu Yi points. Some people think that SMS notification of customers' funds arrival is a business that banks should have. Why do they charge? So the bank has the responsibility to bear this cost, but now the bank has passed this cost on to our users, which some people think is unreasonable.