Inexplicably received a text message from a consumer.

I received a short message saying, "How much did you spend in a shopping mall? It's on XX, XX, your bank card ... and the phone number is XX." After inquiry, it was found to be a scam. Yesterday, the reporter interviewed the Sixth Brigade of Criminal Police of Hefei Public Security Bureau. The police reminded the general public that after receiving such short messages, never trust the phone number provided by them. If they want to check the account status, they should check it at the bank counter.

However, be sure to check at the bank counter.

Miss Liang inexplicably received two short messages saying that her China Bank credit card was spent twice abroad, and the amount exceeded 1000 Euro. She feels strange that her card has never been lost. The time shown for spending credit cards is in Shanghai. Is it because someone "cloned" his credit card and used it abroad? Yesterday, Miss Liang called the morning newspaper hotline, hoping to find out who used her card as soon as possible.

Two "amazing" short messages On September 16, Miss Liang suddenly received a short message on her mobile phone, reminding her that her credit card spent more than 300 euros abroad. She thought it was a spam message and ignored it. Later, she received a short message reminding her that her card spent more than 700 euros abroad, which made her suddenly nervous, so she immediately called the credit card department of China Bank to check the usage of her account and was told that the two purchases had been recorded in her account. This makes Miss Liang feel very strange: my card has always been with me, and I have never lost it or lent it to anyone. How do others spend with credit cards?

According to Ms. Liang's memory, she usually doesn't use this card in China, and only uses it when eating abroad. In March and May this year, she used her card to travel in Bangkok and Phuket, Thailand. At that time, she didn't use her card in the hotel, and only swiped it when she was eating in the restaurant. After returning home, she paid off all these accounts, and there was no debt. After receiving the text message, she made a special inquiry on the Internet and found some reports about cloning credit cards for consumption. Therefore, she is worried that when swiping her card in a foreign restaurant, someone will secretly record the card number, card sample and password, and then copy her card for consumption abroad.

In order to prevent inexplicable consumption, on the day of the incident, Miss Liang reported the loss of her credit card and applied for a controversial inquiry. She hopes to find the clues of users through foreign consumption documents.

Bank: The consumption situation is under investigation.

According to 109, the staff of the Credit Card Department of China Bank introduced that after Ms. Liang applied for the inquiry of consumer transaction disputes, the bank would check the consumption signature form at that time. If it was not my signature, they would further verify the relevant information. It usually takes one month to sign the bill, but it may take longer if you spend it abroad. As for the clone card problem that Miss Liang is worried about, the Bank of China has not found a similar situation at present. Some consumer notices may be reserved for authorized consumption or made up afterwards, and the specific situation will not be known until it is inquired. When consumers are in consumption abroad, credit card security can be guaranteed as long as they choose some reputable businesses to spend their credit cards.

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