What does Bai Hua credit application record mean?

This business refers to the credit business record when the user applies to use the flower bud.

The flower bud record includes the user's basic information, application time, credit limit, repayment situation and so on. This information can help Alipay evaluate users' credit status, so as to decide whether to grant credit and the credit limit. At the same time, users can find out their own credit status by checking the credit application records of Bai Hua, and find and solve problems in time.

The credit line in Bai Hua is limited, so users should make reasonable plans when using it to avoid excessive consumption and overdue repayment, so as to maintain a good credit record.