When applying for Everbright Credit Card online, I have to send a text message saying that I want to go to the outlet for a face-to-face interview. Will the face-to-face interview fail or be rejected?

It should pass. Please call customer service to confirm that the approval result of online inquiry is sometimes inaccurate.

You just need to take the card to the outlet to sign a few agreements, and you can start using it.

Reasons for credit card face-to-face signing of China Everbright Bank:

The credit card interview of China Everbright Bank is mainly for the applicant to apply for a credit card online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the network, and it is impossible to judge whether the application materials are submitted by the applicant himself.

Therefore, in order to meet the regulatory requirements, the issuing bank will send a short message to the applicant to inform him that he has passed the preliminary examination, and he needs to go to any branch of the issuing bank for face-to-face signing with his ID card within the specified time.

Generally, the credit card interview of China Everbright Bank only confirms the identity of the applicant, so you only need to bring your ID card to the bank, and the bank staff will ask some personal information of the applicant to make sure that you are the applicant.

Information required for credit card face-to-face signing of China Everbright Bank:

For the credit card interview of China Everbright Bank, you need to bring your ID card, confirmation letter (sent to you together with the credit card) and credit card to the bank.

"Face-to-face signing" will do. After all, the main purpose is to prove the identity of the applicant, so it is enough to have an ID card that can prove the identity.