What does reserve mean?

Question 1: What does the "reserve fund" mean in Fantasy Westward Journey? Reserves can't be used to buy things. MHB is stored in sect skills. You can't take it out. You can only use it when the reserve is exhausted. It's great that your MHB has many protected areas.

Question 2: What do bank reserves and reserves mean? Bank reserve: For the sake of safety, banks need to set aside a certain proportion of deposits to ensure depositors to withdraw money, and the rest can be used for lending or investment. This part of the deposit is called bank reserve. Bank reserve: funds prepared by banks to meet daily needs. The reserves of commercial banks are placed in the central bank, and some of them are statutory reserves, which are basically unusable by commercial banks. The excess is called excess reserve, which can be used by commercial banks; Commercial banks can also deposit part of their funds in other banks. If the reserves of commercial banks are insufficient, they can ask borrowed reserve from the central bank and other banks in the money market.

Question 3: What does the enterprise wage reserve mean? The English name is: reserve. It is the preparatory work set in the project plan to reduce the cost and schedule risk. Reserve is a fund set up to cope with future repurchase, redemption of capital debts or prevention of unexpected losses, including loan and securities loss reserve and sinking fund.

Question 4: Are reserves and reserves the same thing? Reserve is the cash deposited by commercial banks in the central bank in proportion. The purpose of implementing reserve is to ensure that commercial banks can have sufficient solvency when they suddenly withdraw a large amount of bank deposits.

Reservation is a preparation set in the project plan to reduce the cost and schedule risk. Reserve is a fund set up to cope with future repurchase, redemption of capital debts or prevention of unexpected losses, including loan and securities loss reserve and sinking fund.

Reserve funds specifically refer to banking institutions.

Question 5: What do you mean by reserves? Deposit reserve refers to the deposit prepared by financial institutions in the central bank to ensure the needs of customers to withdraw deposits and settle funds. The ratio of the deposit reserve required by the central bank to its total deposit is the deposit reserve ratio.

Deposit reserve and deposit reserve ratio include two parts. The deposit reserve ratio stipulated by the central bank is called the statutory deposit reserve ratio, which is currently 6%, that is, commercial banks that accept deposits must deposit 6% of their deposits with the central bank, and the reserve corresponding to the statutory deposit reserve ratio is the statutory reserve. The reserve that exceeds the statutory reserve is called excess reserve (which is commonly called reserve in China), and the ratio of excess reserve to total deposits is excess reserve ratio (which is usually called reserve ratio in China). The scale of excess reserve and the level of excess reserve ratio shall be determined by commercial banks according to specific conditions.

By adjusting the deposit reserve ratio, the central bank can influence the credit expansion ability of financial institutions, thus indirectly regulating the money supply.

China's deposit reserve system was established in 1984 after the People's Bank of China exercised the function of central bank. In the past 20 years, the deposit reserve ratio has undergone six adjustments.

1984 the people's bank of China has stipulated the statutory deposit reserve ratio according to the types of deposits, including 20% for corporate deposits, 25% for rural deposits and 40% for savings deposits. The excessive statutory deposit reserve ratio made the professional banks seriously short of funds at that time, and the People's Bank of China had to return the funds to the professional banks in the form of refinancing (that is, loans from the central bank to professional banks).

In order to overcome the adverse effects caused by the excessive statutory deposit reserve ratio, the People's Bank of China adjusted the statutory deposit reserve ratio from 1985 to 10%.

1987 and 1988, the People's Bank of China raised the statutory reserve ratio twice in order to properly concentrate funds to support the capital needs of key industries and projects, and also to tighten monetary policy and curb inflation. 1987 increased from 10% to 12%, and further increased to 13% in September 1988. This proportion has been maintained until March 20 1998.

China's statutory reserve deposits cannot be used for payment and settlement. Financial institutions open general deposit accounts in the People's Bank of China according to regulations, which are collectively referred to as reserve deposit accounts for fund receipt and payment. From 65438 to 0989, the People's Bank of China made specific provisions on the reserve ratio of financial institutions, requiring it to be kept at 5%-7%. From 65438 to 0995, the People's Bank of China re-determined the reserve ratio according to the operating characteristics of various banks, with ICBC and BOC not less than 6%, CCB and BOC not less than 5%, and ABC not less than 7%.

With the consent of the State Council, the People's Bank of China changed the deposit reserve system from 1998 to March 2 1. The main contents are as follows: (1) The reserve deposit account and the reserve fund account of financial institutions originally in the People's Bank of China are merged, which is called the reserve deposit account; The statutory deposit reserve ratio is reduced from 13% to 8%, and the excess reserve and excess reserve ratio are determined by financial institutions themselves. 1999165438+1October 18 The People's Bank of China decided to change the statutory deposit reserve ratio of financial institutions from165438+1October 2 1 from 8.

On September 2, 2003, the People's Bank of China raised the deposit reserve ratio by 1 percentage point, that is, the deposit reserve ratio was raised from the current 6% to 7%.

Since April 25th, 2004, the People's Bank of China has implemented the differential deposit reserve ratio system. Six adjustments of deposit reserve ratio in the past 20 years

Time adjustment as the reason for adjustment

The unification of 1985 to 10% is to overcome the adverse effects caused by the excessive legal reserve ratio of terrorist funds.

1987 was raised from 10% to 12% to tighten monetary policy and curb inflation.

1988 is further raised to 13% to tighten monetary policy and curb inflation.

1998 to March 2 1, the reform of the deposit reserve system was reduced from 13% to 8%.

1999165438+1October 2 1 decreased from 8% to 6%.

September 2, 20031day, from the current 6% to 7%.

Question 6: What does the central bank reserve mean? Some people may not be very clear about the deposit reserve ratio as a monetary policy tool. Let me explain something to you. Deposit reserve means that banks can't use all the absorbed deposits to issue loans, and they must keep certain funds, that is, deposit reserve, in case customers need to withdraw money. In order to ensure that this money is not misappropriated, it is often kept by the central bank. Then the ratio of deposit reserve to its total deposit is the deposit reserve ratio. The deposit reserve ratio means that banks should put the absorbed deposits into the People's Bank of China according to a certain proportion. This part is a risk reserve and cannot be used to issue loans. The higher the ratio, the greater the intensity of the tightening policy. After many twists and turns, the purchasing power of one dollar of the People's Bank of China is equivalent to three times of this reserve. Paying 50 cents more means that the purchasing power eventually formed in our economic life is less than 1.5 yuan. Therefore, this time, the People's Bank of China raised the reserve ratio by 0.5 percentage point and locked in 1 1000 billion, which means that its final purchasing power will be reduced by nearly 300 billion. "Deposit reserve means that the central bank (China People's Bank) requires all commercial banks to deposit the absorbed deposits into the reserve account opened in the People's Bank of China according to law, so as to control commercial banks to use deposits to issue loans. The deposit reserve ratio of commercial banks is the reserve ratio. Reserves are divided into statutory deposit reserves and excess reserves. The former is the reserve drawn according to the statutory deposit reserve ratio. The latter is a reserve that exceeds the statutory reserve. The central bank can control its own asset scale by adjusting the rediscount rate and the deposit reserve ratio through open market operations, thus directly determining the quantity of the base currency and further affecting the money supply. By adjusting the statutory deposit reserve ratio, the central bank can increase or decrease the excess reserve of commercial banks, expand or contract credit, and achieve the goal of monetary policy. Main function: 1: to ensure the liquidity of deposit-taking monetary institutions such as commercial banks. When some banks have liquidity crisis, the central bank has the ability to rescue these banks and help them restore liquidity by providing short-term credit. 2. Concentrate on using some credit funds. This is the central bank's "lender of last resort" duty as a bank, and it can also provide rediscount to financial institutions. 3. Adjust the total money supply. For example, if the bank absorbs deposits of 1 0,000 yuan and the deposit reserve ratio is 10%, then the maximum amount that the bank can invest in the same period is 900 yuan, and the reserve of 1 0,000 yuan must be deposited in the account designated by the central bank; One of the functions of deposit reserve is to prevent the risk of bank run. Now it has been well used by * * and has become one of the tools to curb investment.

Can you solve your problem?

Question 7: What do you mean by asking for a reserve fund? Reservation is a preparation set in the project plan to reduce the cost and schedule risk. Reserve is a fund set up to cope with future repurchase, redemption of capital debts or prevention of unexpected losses, including loan and securities loss reserve and sinking fund.

Reserve refers to the deposits prepared by financial institutions in the central bank to ensure the needs of customers to withdraw deposits and settle funds.

The ratio of the deposit reserve required by the central bank to its total deposit is the deposit reserve ratio. By adjusting the deposit reserve ratio, the central bank can influence the credit expansion ability of financial institutions, thus indirectly regulating the money supply.

The ratio of deposit reserve to total deposits of financial institutions is called deposit reserve ratio. For example, the deposit reserve ratio is 10%, which means that every time a financial institution absorbs 100000 yuan in deposits, it must deposit100000 yuan in deposit reserve with the central bank, and the funds used to issue loans are 9 million yuan.

If the deposit reserve ratio is raised to 20%, the financial institution loanable funds will be reduced to 8 million yuan. Under the deposit reserve system, financial institutions can't use all the deposits they absorb to issue loans, so they must keep certain funds, that is, deposit reserve, in case customers need to withdraw money. Therefore, the deposit reserve system is conducive to ensuring the normal payment of financial institutions to customers.

Question 8: What does the balance of the telecom card reserve account mean? Hello, dear users,

According to the description, the reserve fund refers to the special telephone charges pre-stored by customers or donated by telecom companies when customers handle preferential business or participate in preferential activities;

The use condition of reserve is that it can only be used for deduction if it meets the requirements of agreement or activity rules;

For example, if you apply for a prepaid phone bill to send a phone bill discount, the given phone bill will deduct a fixed amount from the user's phone bill every month;

Balance refers to the part of the reserve that has not been deducted;

I hope the above will help you!

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Question 9: What do you mean by reserves? Everything is established in advance, and it is abolished if it is not foreseen.

The situation is changeable and inspiring, so it is necessary to make a comprehensive assessment, strengthen confidence, calmly respond and further strengthen the situation analysis. ......

The policy reserve is to see the micro-knowledge, and effectively enhance the initiative, foresight and sensitivity of macro-control. It is necessary to coordinate the current and long-term, domestic and foreign, macro and micro, pay close attention to changes in the external situation, pay close attention to major issues, and pay attention to solving outstanding contradictions in economic work. ...

Policy reserve is to plan ahead and effectively enhance the predictability, pertinence and effectiveness of macro-control. The situation is changing rapidly, which requires us to reserve necessary policies as soon as possible, to cope with more complicated and difficult situations at any time, to improve our ability to resist risk shocks, and to firmly grasp the initiative in economic work. At present, the fundamentals of China's economic development are still good, and there is still a lot of room for macro-control policies. It is necessary to implement existing policies and measures and continuously enrich the "ammunition" reserve; We should not only solve urgent problems based on the current situation, but also seize the opportunity to control chronic diseases accumulated over the years. ...

... and so on. ...

Question 10: What does the reserved amount mean? Hello! I hope the following answers can help you.

This part of the account balance is pre-stored and returned every month. This part of the fee cannot be collected at one time, and the corresponding amount will be returned to the available balance on a monthly basis, which can be used to pay for the package and other expenses. For a detailed description of the package, I suggest you go to the online business hall of Anhui Telecom to find out more.

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