How to use postal union card

Usage and other credit cards, the specific usage is as follows:

1. The Service Card for Trade Union Members in Sichuan is issued to trade union members of cooperatives who meet the import policy of Sichuan Branch of China Postal Savings Bank. In terms of product functions, it is consistent with the standard card of the same level, and integrates the dual functions of basic financial services and trade union membership services.

2. Card Guide:

(1) When the customer verifies that the above information is correct, please immediately sign the signature column on the back of the card with a ballpoint pen;

(2) The signature should be consistent with the name on the identity document used by the customer when applying, and the handwriting signed by the customer on the application form;

(3) Customers should also use this signature for future consumption, and the merchant will check the signature on the back of the customer card.

(4) After the card is activated, please pay attention to the SMS activation reminder sent by the Postal Savings Bank to customers. If the customer does not activate the card but receives the SMS activation reminder, please call the credit card customer service hotline in time to inform the situation and ensure the safety of the customer account.

? Extended data:

The interest-free repayment period of China Postal Savings Bank's credit card is the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the final repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

If the consumer fails to repay in full before the due repayment date, the bill issued in the current period does not enjoy the interest-free period. The bank collects interest at the daily rate of 0.5% and pays compound interest monthly. The interest-bearing date is from the bookkeeping date to the repayment date, and the interest-bearing principal is calculated according to the actual repayment amount.

If the consumer fails to repay before the due repayment date or the repayment amount is lower than the minimum repayment amount, the bank will charge 5% of the unpaid part of the minimum repayment amount in addition to interest as required.

Postal savings bank of China-credit card