What are the tips for paying off a loan?

Are there SMS reminders for car loan repayments?

Whether there are SMS reminders for car loan repayments depends on whether the loan user has enabled the SMS reminder function. After making the payment, you will receive a text message notification that the debt has been paid off.

Method 1: Bring your ID card and bank card to the bank counter to submit an application for canceling the ICBC messenger service. You need to provide your ID card and bank card. The cancellation will take effect if it is successfully processed by the counter staff;

Method 2: Log in to ICBC Personal Online Banking, enter ICBC Messenger -> Messenger Service Agreement -> Cancel Agreement -> Cancel Service Agreement -> Query/Modify/Cancel -> Select Cancel Customized Messenger Function -> Confirm Cancellation Successful.

Industrial and Commercial Bank of China was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and one of the four major banks in China. Industrial and Commercial Bank of China has the largest customer base in China. It is one of the largest commercial banks in China and one of the world's top 500 companies. Its basic mission is to raise social funds and strengthen credit through financing activities at home and abroad in accordance with national laws and regulations. Fund management, supporting enterprise production and technological transformation, and serving my country's economic construction. What certificate will the bank give after the mortgage is paid off?

After the mortgage is paid off, the bank will give the user a mortgage repayment certificate. After the user obtains the mortgage repayment certificate, he or she needs to bring other documents to the housing authority to handle the mortgage cancellation procedures. The housing management bureau must confirm that the user has paid off the mortgage before it can release the mortgage for the user, so the mortgage settlement certificate is a relatively important material. In addition, after the mortgage is paid off, the bank will usually issue a mortgage repayment certificate to the user in about a week.

In addition to housing loans, after the car loan is paid off, the lending institution also needs to issue a car loan settlement certificate. What proof will the bank give after repaying the loan?

After the user repays the bank loan, the bank will issue a loan settlement certificate. With this certificate, when you apply for a credit loan next time, you can tell the financial institution that the last bank loan has been paid off by showing this certificate. Of course, without proof of loan settlement, financial institutions can also know whether the user's bank loan has been paid off by checking the credit report.

Generally speaking, banks will not take the initiative to issue a loan settlement certificate. If users need this certificate, they can actively apply for it when the loan is repaid.