How to apply for bank card SMS reminder

Hello

When you usually go to the bank to apply for a bank card, are you always told whether to activate the SMS notification service? But whether this function should be enabled or not, I will answer it today. It is very practical, so let’s take a look and understand it together.

Life theme keywords: Bank card SMS notification of fund changes

Difficulty level: ★

I believe everyone has encountered it when going to the bank to apply for a bank card. , the teller will ask you whether you have enabled the SMS service. If so, you will be notified via SMS of any changes in funds in your bank card. It is indeed very convenient to obtain fund changes after SMS is enabled. However, the SMS notification service is not free. Generally, banks charge between two yuan and five yuan. So, a few yuan a month can amount to tens or hundreds of yuan a year. If you have several cards, that amount will be It’s a lot of money.

1. Do I need to enable the bank card SMS notification service?

You have to judge this based on your actual situation. If you are a big boss or your account often has funds coming in and out, and you need to know the changes in funds at all times, it is very useful to spend a few dollars to activate SMS notifications. Necessary, but if you are just an ordinary working-class person, maybe a bank card only accepts salary once a month, so you receive one or two messages a month, which costs several yuan a month. So in this calculation, one text message costs The price is very high, so it is not cost-effective to open it like this.

2. If the SMS notification service is not activated, what methods are there to obtain changes in funds?

1. Official accounts can obtain fund changes

In fact, there are many ways to obtain them, one of which is the official account. Now the official account also has many functions, one of which is to directly obtain fund change information. Moreover, this reminder function is free to activate and there is no charge. In addition, there will also be an option directly on the official account: My Account. We can log in directly on the official account. On the bank's official account page, we can directly check the account amount changes, account details, account opening bank, etc.

2. Get fund changes via app

Nowadays, every bank has a mobile banking app. This login is also very convenient, and you can check fund changes in more detail. So when applying for a bank card, everyone knows whether to enable the SMS notification service.

Summary: It does not necessarily mean that you must activate or not activate. You have to make a judgment based on your own situation. A few dollars a month is not much, and it is not free even if it is less. It depends on your personal situation.

I hope you adopt it and wish you good luck