What if ABC's temporary credit line expires without money?

The temporary credit line of Agricultural Bank of China is generally valid for 90 days. After the use period, the temporary credit line will be invalid.

There are two points to note:

1. The use of the temporary line will be recorded in the next minimum repayment amount, which needs to be paid off in one lump sum, otherwise there will be late fees and interest. If the credit card exceeds the limit, it is necessary to pay the excess fee, which is generally about 5% of the excess.

2. You can apply for the temporary quota again when it expires, but only if the temporary quota of the previous period has been paid back first, or if it has already been paid back, can you apply again successfully.

Bian Xiao reminded: The temporary credit card limit is for emergency service and cannot replace the fixed credit card limit. If you have long-term funding needs, it is best to apply for an increase in the fixed amount; At the same time, you must remember to repay on time after brushing the line, otherwise it will affect your credit history.

Extended information Agricultural Bank of China credit card installment payment is divided into the following categories:

1, shopping mall by stages

When you check out, you need to pay by installment with a credit card supported by the mall. Then the cashier will swipe the card on the special POS machine according to the number of periods required by the cardholder (such as 3 periods, 6 periods, 12 periods, etc.). There are also a few shopping malls that support the 24 th issue).

2. Mail order installment payment

The cardholder receives the installment mail order catalog manual sent by the issuing bank (or the online installment mall of the bank) and selects from the limited commodities. Then, order through online installment mall, telephone or fax mail order installment application form, etc. And mail order installment is generally free regardless of the number of installments.

3. Bill installment payment

Users only need to apply to the issuing bank for installment by phone after spending their credit cards and before sending monthly bills. However, it should be noted that banks will stipulate some special circumstances, such as speculative credit cards can not be successful in installments.

Baidu encyclopedia-temporary credit line