Is it legal to accept the company?

A dunning company is legal as long as it is legally established.

A debt collection company is a company specially set up to collect debts for some institutions or individuals. Some of these companies often take some drastic measures to demand business.

* * * The General Office of the Central Committee and the General Office of the State Council issued the Opinions on Accelerating the Construction of Credit Supervision, Warning and Punishment Mechanism for Dishonest Persons, and issued a notice requesting all localities and departments to conscientiously implement it in light of the actual situation.

The people's court finds that the information that the person subjected to execution has broken faith is an important part of social credit information. The implementation of credit supervision, warning and punishment to the person who has broken his promise is conducive to promoting the person who has been executed to consciously fulfill the obligations specified in the effective legal documents.

Improve judicial credibility and promote the construction of social credit system. In order to speed up the construction of credit supervision, warning and punishment mechanism for faithless people. Each online lending platform has its own collection staff. When you are overdue 1 day, these collection personnel will call for collection.

Some companies will make a dunning after a week, because some borrowers are just short of money at that time and will pay it back when they have money. This will reduce the collection work and collect some late fees.

If it has not been collected by 1 week, it may be handed over to an external collection company. However, some cash lending platforms do not build their own teams, but directly entrust them to external collection teams.

Extended data:

Dunning companies must abide by the provisions of the law when dunning debts, and must not use violence to dunning debts. Some of these companies often take some drastic measures to demand business. On October 29th, 2065438+0210/KLOC-0, many banks in Nanjing publicly admitted to cooperating with third-party debt collection companies to collect debts from the public, and the management system and personal integrity of banks once again became the focus of social attention.

Relevant laws and regulations:

According to the provisions of the General Principles of Civil Law of People's Republic of China (PRC):

Article 84? Debt is a specific right and obligation relationship between the parties according to the contract or the law. Creditors are creditors and debtors are debtors.

The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law.

Article 85? A contract is an agreement between the parties to establish, change and terminate a civil relationship. Contracts established according to law are protected by law.

Article 86? If there are more than two creditors, they shall share the rights according to the determined share. If there are more than two debtors, they shall share the obligations according to the determined share.

Article 90. A lawful lending relationship is protected by law.

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