If 654.38 billion yuan in cash is deposited in the bank, what terms will the president offer?

First of all, the president will step on your doorstep, especially the branch president. Getting a customer of 654.38 billion+0 billion is equivalent to completing the annual performance ahead of schedule, and getting such a large deposit is a rich return for them personally, even an opportunity for promotion and salary increase.

Secondly, the purpose of raising interest to the highest limit of their authority is of course only to win this huge deposit. now

Third, if one billion is a non-public enterprise and individuals have complete control, they can wait for more bank quotations until they are satisfied. There is no need to go to the bank during this whole journey. All bank presidents will bring flowers, and the strongest managers will visit many times with various gifts.

Finally, choose the option with the most favorable conditions, sincere attitude and convenient business handling. At present, some banks have directional loan business, that is, the bank will tell you that a company is borrowing from the bank for a project with a term ranging from 1-3 years, and the annual interest rate of bank loans is usually around 12%. If agreed, depositors can probably get at least 8% under such annual interest rate conditions, which is much higher than the annual interest rate of 1-3-year huge deposits.

Therefore, sitting on such a golden mountain is entirely your choice for the bank. Contact all the banks in a circle, and you will find that some banks are really rich in conditions and can do business without leaving home.

Of course, the above premise is personal cash with legal sources of funds. If it is company money or project money, it is generally handled by cooperative banks. The maturity of these accounts does not exceed 65,438+0 years, so they may be withdrawn at any time. Therefore, the interest rate is low, and there is not much room for individuals to talk about conditions. After all, for banks, no matter how big the amount is, it is short-term and it is impossible to offer too high interest conditions. Of course, their attitude will be very attentive, because they are also super customers who solve their performance problems. In addition, they must keep or renew their contracts.