Can wechat pay in installments?

What is the maximum installment amount of WeChat?

At present, there is no fixed value for the maximum amount of installment payment. At present, the number of open users is generally between 1.8 million yuan and 20 thousand yuan. For most people's daily consumption, the amount is still enough. The better the credit conditions, the higher the quota. The amount of sub-payment is obtained through the comprehensive evaluation of the system, and each user may be different.

1. Use of Sub-payment

When users use WeChat to pay, they can use "Separate Payment" to pay in installments. In the process of opening WeChat payment consumption, users do not need to apply for payment in advance, and they can directly choose installment when paying. When paying, the user does not need to withdraw cash in advance, and directly chooses "installment payment" when paying, and the minimum repayment amount of each installment is 10%.

2. How to find staging?

Open the WeChat payment wallet. If there is payment on the bank card, you can use it. If not, don't open it.

3. How to calculate the installment amount?

The amount of sub-payment is also comprehensively calculated and evaluated by the system, and will be adjusted irregularly according to the user's usage.

4. How to increase the installment amount?

The dimensions of WeChat credit evaluation can be roughly divided into three aspects: identity characteristics, payment behavior and trustworthiness history. Users can improve the information of their WeChat account, use WeChat to pay for consumption, book air tickets, use WeChat to pay credit cards and pay water and electricity bills, which is conducive to improving the credit index of WeChat account.

5.is it the same as spending money?

Previously, the outside world has always compared the payment with the flower garden. In fact, the sub-payment target is the flower staging. If the flower bud is a credit card, flower bud installment and payment are both credit card installment functions. However, the installment is not settled on a monthly basis, but the interest is calculated on a daily basis, which means that the user can repay the loan at any time without interest. This is different from a garden. After the flower buds are overdue, they will start to bear interest, and after the installment consumption, the interest-bearing days will be much longer.

6. Do you pay for a credit card?

At present, the official has not clearly stated this point, but according to WeChat payment customer service, if it is not overdue, it will not affect the credit information. It is understood that WeChat payment also has a punishment mechanism, and payment will not be available for more than 30 days overdue.

Operating environment: oppo Reno 5pro v11.1wechat app8.0. 16.

Can wechat pay in installments?

Wechat Sub-payment does not have installment repayment function and does not support installment repayment, but it does not limit the repayment period and amount. Users only need to return 10% of the amount used at the end of last month, and they can continue to use the split payment. This repayment method is equivalent to installment repayment. Although installment payment cannot be repaid in installments, there is a minimum repayment option, and each installment is the minimum repayment amount, which will not affect personal credit information. In addition, users can also repay the loan at any time, and the interest will be calculated according to the actual days of use.

First, WeChat payment.

Sub-payment is a credit payment product officially provided by WeChat, which is similar to Alipay's flower garden staging. On March 26th, 2020, some users launched a credit payment product-installment payment on WeChat. When using WeChat to pay in the future, you may be able to use "installment payment" to pay first, then extend the payment period or pay by installment. A credit payment product of Tencent is expected to be launched in the fourth quarter of 20 19. In March 2020, the test was officially started. In June, 20021year, Tencent technology (Shenzhen) co., ltd applied for the "sub-payment" trademark. The international classification involves financial property management and communication services, and the trademark status is "being applied for registration".

2. Will the amount paid by WeChat increase?

The amount of WeChat installment payment is given after the system evaluates the user's WeChat account. As long as users frequently use installment payment and repay on time, the subsequent amount will increase. Of course, if users don't often use sub-payment, or overdue repayment, this will reduce their comprehensive credit score, and the system will reduce the sub-payment amount when adjusting the sub-payment amount. For users, the increase or decrease of the sub-payment amount is a normal adjustment. As long as you keep a good credit record, the installment amount will increase sooner or later.

Third, the opening process.

The first step, first of all, we can check whether there is a payment entrance on our WeChat. In the personal interface of WeChat, find the payment function, and then click Enter.

Step 2, then in the payment interface, find the wallet option and click Open.

Step 3: Then in the wallet interface, let's see if there is an entrance for payment function above the bank card option. If yes, you can click Open Payment. Then you only need to ask for the operation, and you can open the payment of WeChat.

Step 4: If your WeChat wallet interface doesn't have the words "installment payment", then there is no entry for installment payment. At this time, we will upgrade WeChat to version above 7.0.9, and then check whether there is an open entrance for payment.

Step 5: If your WeChat version is above 7.0.9, but the wallet interface still has no opening entrance for payment. At this point, in the wallet interface of WeChat, click the Help Center option.

Step 6: Then in the pop-up help center interface, find the consultation customer service button in the lower right corner of the interface, and click it.

Step 7: Then, we enter keywords to explain the opening of the payment portal in the chat interface with customer service. At this time, we can see that the customer service will reply to us. Because the payment is in the testing stage, the portal is not displayed. Please note later that whether payment can be enabled is the result of system evaluation and cannot be manually intervened. Please don't believe in false information such as payment invitation, QR code scanning and internal channel opening, so as not to cause losses.

Operating environment: oppo Reno 6 9.10 wechat 8.0. 16.

Can wechat pay in installments?

Wechat payment, you can choose to extend the payment period or pay the bill in installments. It should be noted that the WeChat payment function is still being tested, and only after system evaluation can invited users experience this function.

Wechat payment is defined as a financial installment service similar to Huayuan. Users can use WeChat to pay for shopping, consumption, travel and other aspects, and they can use WeChat for daily payment. Users who enable installment payment can pay by installment when using WeChat. However, WeChat sub-payment has no cash withdrawal function and cannot be used after cash withdrawal.

Can I pay by installment?

"Yes" WeChat payment can be repaid in installments, but only some users can start payment, and only invited users can experience its function. Wechat Sub-payment is an installment consumer loan product, which bears interest on a daily basis and does not enjoy an interest-free period. The interest paid by WeChat is not fixed and will change according to the user's credit limit.

1. wechat is a free application that Tencent launched on 2011to provide instant messaging service for intelligent terminals, and was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong? . Wechat supports fast sending of free voice messages, videos, pictures and texts across communication operators and operating system platforms. At the same time, you can also use service plug-ins such as "shake", "circle of friends", "public platform" and "voice notepad" to enjoy streaming media content through * *.

2. By the second quarter of 20 16, WeChat had covered more than 94% of smartphones in China, with 806 million monthly active users, covering more than 200 countries and more than 20 languages. In addition, the total number of brand WeChat WeChat official account exceeded 8 million, the number of mobile application docking exceeded 85,000, the advertising revenue increased to 3.679 billion yuan, and the number of WeChat payment users reached about 400 million.

3. WeChat provides public platform, friends circle, message push and other functions. Users can add friends and pay attention to public platforms by "shaking", "searching for numbers", "people nearby" and scanning QR codes. At the same time, WeChat will share the content with friends and share the wonderful content that users see to WeChat's circle of friends.

4. Once found and reported, the WeChat public platform will permanently restore its "original statement" function, and deal with malicious illegal acts that do not conform to the rules of the platform and misuse the "original statement" function in stages.

5. In order to promote the WeChat public platform to produce more high-quality original articles, the WeChat public platform has launched the function of "original declaration" to solve the problem of copyright identification of original articles. The first round of public beta is only open to media numbers certified by WeChat.

6. After the successful mass sending of articles applying for original declaration, the original declaration system will conduct intelligent comparison, and the system comparison will take a certain time (within half an hour). After the comparison is passed, the system will automatically add an "original" sign to the article. If the original application fails, the system will send a letter to inform the applicant. If the applicant has any objection, it can directly operate through the "complaint" entrance of the station letter, and Tencent will further verify and handle it according to relevant laws and regulations.