What's wrong with personal bank cards frequently entering and leaving accounts?

Bank cards frequently enter and leave the account. If there is a large flow of water and it is monitored by the bank's anti-money laundering, the bank card status will be adjusted to abnormal. According to the anti-money laundering regulations of the People's Bank of China, if the account frequently appears "centralized transfer in, decentralized transfer out; Decentralized transfer, centralized transfer ",then the personal bank card will be temporarily frozen by the bank. After the temporary freeze, the People's Bank of China will conduct on-site inspection and seal up the on-site inspection data. If the suspect cannot be ruled out after inspection, the People's Bank of China will hand over the inspection results and sealed data to the Economic Investigation Bureau for the record. The temporary freeze of the People's Bank of China generally does not exceed 48 hours. If you don't receive the notice of agreeing to continue to freeze within 48 hours, the bank will automatically lift the freeze.

1. The mobile phone receives the SMS reminder message of the bank card, indicating that the bank card is bound with the mobile phone number. The SMS reminder fee of the bank card is directly deducted from the bank card, and the money in the mobile phone will not be deducted.

2. Note: In this case, the cardholder needs to go to the bank to modify the mobile phone number, and others have no right to cancel the service. Moreover, the bank cannot find the bank card through the bound mobile phone number, and it is even more difficult to find the owner of the bank card to unbind it. And "the last 4 digits of the account number" to the customer service telephone number 95533 of China Construction Bank, you can cancel the short message service of the bank card immediately. Generally, the charge for 3-line SMS notification is about 2~3 yuan per month, which is directly deducted from the customer's bank card by the bank.

Three. Taking China Construction Bank as an example, it provides the following twelve types of personal account balance change notices for SMS financial services, including:

1. Notification of account collection information, such as personal salary receipt and remittance receipt.

2. Notification of transaction information, such as certain limit of consumption, withdrawal, transfer, agreed large transaction, special transaction, deduction and other information.

Third, the "SMS account reminder function" launched by the bank was originally a convenience business, but if you often receive account information that does not belong to you, it will make people very angry. Yesterday, Mr. Kuai, a citizen, reported that from 20 1 1, he often received SMS notification of deposit and withdrawal from a bank account on his mobile phone, but this account was not his own at all, which troubled him for nearly two years. In this regard, the reporter visited a number of banks and found that similar situations did happen from time to time. The reason may be that other customers made a mistake when binding their mobile phone numbers.