Industrial bank yishudai

Behind this, in addition to leading enterprises such as Sany, Zhonglian, Heshan Intelligent and Railway Construction Heavy Industry, they are also closely related to hundreds of small and medium-sized enterprises that focus on "specialization and innovation" in the industrial chain and strive to become strong support in the industrial chain and supply chain.

Hunan Machinery Technology Co., Ltd. is one of many parts manufacturers in Changsha construction machinery industry. Its main products are hydraulic valves and pumps, which are the core components of mechanical equipment. Benefiting from this Expo, the demand for enterprise products has been strong since the second half of the year. However, due to the influence of enterprise capital turnover, enterprises are faced with a certain capital gap when expanding their production capacity. Because there is no financing in banks in the early stage, most banks require enterprises to provide collateral, and the procedures are complicated, so enterprises can't do anything for a while.

After learning about the needs of enterprises, Changsha Branch of Industrial Bank completed the online approval on the same day through the online credit loan "quick and easy loan" product, and issued a loan of 2 million yuan to enterprises the next day. Ms. Zeng, the person in charge of finance, said excitedly, "Pre-application 10 minutes will receive a pre-approval SMS. The next day, I went to Industrial Bank to open an account. After the formal application was approved on my mobile phone, we raised 2 million yuan in one afternoon, which was really convenient and quick. The financing of Industrial Bank was really timely and solved our problem. "

The online financing product "Quick Easy Loan" of Changsha Branch of Industrial Bank is a 7*24-hour online product. The bank makes full use of financial technology and credit information resources, establishes a data analysis model based on the business information of small and micro enterprises and business owners such as banking, taxation, industry and commerce, courts, FICO score, 100% loan data, and participates in the "bank-tax interaction" cooperation, thus providing financing application, acceptance and approval for small and micro enterprises.

According to the relevant person in charge of the bank's inclusive finance business, "this product has four characteristics: pure online application, automatic approval, no financial report, fast and efficient, pure credit, unsecured, loanable and recyclable, which accurately solves the pain point of financing difficulties and expensive financing for small and micro enterprises." Since1October 9th 10 was launched, in just ten days, more than 420 customers have applied for pre-launch financing, and 190 customers have passed the pre-approval, with the pre-approval amount exceeding 300 million yuan.

In recent years, Changsha Branch of Industrial Bank has actively responded to the requirements of the party and the state to support the development of small and medium-sized enterprises, innovated products and services, increased credit supply, actively reduced fees and profits, actively supported the development and growth of various small and medium-sized enterprises in Hunan construction machinery and other industries with distinctive advantages, and contributed to the implementation of Hunan's "three highs and four innovations" strategy.

Related Q&A: Is there a credit report for Bomin Kuaiyi Loan? Bomin Kuaiyi Loan has been connected to the central bank's credit information system, so Bomin Kuaiyi Loan received the credit information at the meeting. After the borrower borrows from Bomin Express Easy Loan, if the borrower fails to repay the loan principal and interest on time, Bomin Express Easy Loan will be reported to the central bank's credit information system. Once a bad credit record is generated, it will affect the borrower's handling of related credit business in the bank in the future.

Bomin Express Easy Loan generally requires the applicant to meet the following conditions:

1. Applicant 18 years old and under 60 years old;

2. The applicant has a stable job and income, and has worked in the current unit for more than 3 months;

3. The applicant has a good personal credit record.