The installment of informal online loans is seriously overdue and there is no money to pay back. I have been called every day and refused to answer the phone. It has been 3 months. When will the platf

The installment of informal online loans is seriously overdue and there is no money to pay back. I have been called every day and refused to answer the phone. It has been 3 months. When will the platform sue me? Hello, regular online loan borrowing, overdue behavior is not illegal, and online loan platform collects it by phone or SMS. Formal loans should be linked to personal credit information. When applying for a loan, you should check the credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. I suggest that you make loans according to your ability, repay on time, and maintain credit information.

There are so many loan platforms now. Choosing a large platform for loans can ensure the safety of funds and information, and the use of loans is more assured. It is suggested that you use the credit service brand of Youhuahua Finance (original name: Baidu Youhuahua, renamed as "Youhuahua" on June 201August), which has the characteristics of simple application, quick loan release, flexible loan repayment, transparent interest and expenses, and strong security. The lowest interest rate is 0.02%, and the maximum can reach 200,000 by clicking and calculating.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you.