Joke Collection Website - Public benefit messages - Does it matter if the automatic deduction of bank cards fails?

Does it matter if the automatic deduction of bank cards fails?

It won't make any difference. After the bank card service fee deduction fails, the SMS notification service will be cancelled after the second deduction fails, and other bank card functions will not be affected. If you want to resume this business in the future, you can contact the bank. You can also apply online with your valid ID card, savings card/passbook notified by SMS or mobile phone.

Reasons for automatic deduction of bank card fees:

1. Deduct the annual bank card fee every year (individual banks do not charge annual fees).

2. If the deposit is less than the amount stipulated by the bank, the small account management fee will be deducted.

3. The bank card has opened other services that need to be paid, such as SMS reminder.

Users can cancel small account management fees and other payment services by themselves, but the annual bank card fee cannot be cancelled.

Under normal circumstances, the banking system and other payment systems will not deduct money from personal bank cards at will. Your bank card deduction may be that your bank card such as mortgage, car loan and Alipay will be automatically deducted on the specified date. If not, you can also bring your ID card and go to the business hall to check the running water to see which subjects have deducted your money.

Generally speaking, when you take out a loan, the bank requires you to get a card or use your existing card as a repayment account. As long as you have enough money in your card, it will be deducted automatically. As for whether there is a short message to wake up, it depends on whether you have opened that kind of business.

Detailed treatment:

1. You need to open a bank card of this bank. When applying for a loan, tell the bank this bank card account number, and the bank will bind it to a repayment account.

The bank will automatically deduct money from this account every month.

You need to ensure that there is enough money in the bank card to deduct money.