How to apply for Xiaomi credit card

How to handle the Xiaomi credit card (debit card) of CITIC Bank?

It is understood that CITIC Bank Xiaomi Credit Card (Debit Card) has two application methods:

1. Download, register and log in to Xiaomi Wallet APP, and click the Xiaomi Credit Card (Debit Card) button to apply.

2. Download, register and log in to Xiaomi Mall APP. In my-my wallet-Xiaomi credit card (debit card), you can run the application according to the page reminder.

How to handle Xiaomi credit card (debit card)?

Banks and Xiaomi jointly issue joint credit cards (debit cards). If you want to apply for Xiaomi Credit Card (Debit Card), you can apply from Xiaomi Financial APP, or you can apply directly to the issuing bank in official website or offline outlets. The application conditions of Xiaomi credit card (debit card) issued by different banks may be slightly different, but in general, as long as the applicant has good credit qualifications, stable work income and certain repayment ability, the application is relatively easy to pass.

What do I need to apply for a credit card with Xiaomi wallet? How much can I generally overdraw? Do I need to provide proof of financial income?

Xiaomi wallet needs the following materials to apply for a credit card:

1, work certificate and income certificate. You need to go to the bank to get this certificate application form, and then fill in some basic information yourself, and then give it to the work unit with official seal and then hand it over to the bank.

2. Social security payment certificate. Social security payment certificate is a good proof of job stability, and the success rate of applying for social security card will be improved.

3. Proof of deposit. If there is a bank deposit, the applicant can issue a deposit certificate in the bank and then apply.

4. No proof of financial income is required to apply for Xiaomi wallet credit card.

Xiaomi wallet credit card overdraft refers to the credit card limit, which is also commonly referred to as the credit card available limit. Refers to the maximum amount you can use a credit card, including the credit limit (that is, the maximum overdraft limit of a credit card) and the amount deposited in the credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

Extended data:

Each cardholder must pay attention to the following matters when handling the card:

1, open SMS. When using the traditional function of credit card to consume first and then repay during the credit limit and interest-free period, we must pay attention to whether the function of SMS timely notification is enabled, so as to keep abreast of the consumption trends of bank card accounts.

2. Handle the automatic repayment function of bank associated account. When using credit card credit limit to overdraw consumption, you must pay attention to the due date of repayment, and try to use the automatic repayment function of bank related accounts to avoid personal integrity being affected.

3. Telephone number of bank customer service. In order to avoid the risk of card use caused by the failure to provide information when the bank needs emergency services, the card issuing bank should be informed in time when the information changes, so as to avoid unnecessary trouble or even card use risk caused by the failure to provide card issuing information when the credit card is reported lost or other emergency services are needed.