How long will it take for Xiaomi loan to arrive?

The application for Xiaomi loan needs personal evaluation. If it is approved, it will be quick. According to the official introduction, it takes 1 minute to arrive at the account at the earliest, which is quite fast, but the specific arrival time is subject to the receipt of the notification message.

I. Conditions for applying for small loans:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Two. Microfinance processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.

Third, how to open a loan

If you meet the loan application conditions, open the Xiaomi loan app and confirm the authorization information, you can see the Xiaomi loan amount.

If the information does not meet the credit conditions, you can submit real-name authentication or open more services, and you will have the opportunity to obtain a loan line.

Real name authentication 1. Set the payment password.

In order to ensure the security of accounts and funds, you need to set the payment password before the loan. If you have already set the payment password in Xiaomi wallet, you don't need to reset it. Xiaomi Finance and Xiaomi Wallet have the same payment password.

2. Binding bank cards

When opening an account, you need to enter the reserved bank card number, name, ID card and mobile phone number. Use the bound bank card as the bank card for loan and repayment. Loans and repayments only support debit cards.

Supported banks include: China Construction Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Bank, China CITIC Bank, Industrial Bank, China Everbright Bank, Ping An Bank, Postal Bank, Shanghai Bank, Shanghai Pudong Development Bank and Bank of Beijing.

identify

1. Intelligent identification

According to the system prompt, aim the camera at the front face and make the actions prompted by the system, such as turning left and right, opening your mouth and blinking. The system will automatically identify the real identity.

2. Manual identification

Loan 1. apply for admission to a school

If you meet the loan application conditions and pass the identification, you can apply for a loan through the "I want a loan" button on the home page.

2. Loan amount

The system will give a certain credit line according to the comprehensive score. The minimum amount of a single loan is 100 yuan, and the maximum amount is the available amount shown on the home page.

Step 3 lend money

The loan will be issued to the selected bank card bound to Xiaomi Finance, and the estimated loan arrival time is within 10 minutes. Please refer to the bank transfer time for the specific time.

4. Loan inquiry

After the loan is successful, click the used amount to enter the loan history query page. You can query all loan lists and loan details on this page.

Operating environment: Xiaomi loan: 5.15.0.10000.000000000505