Does Bank of China mobile banking charge SMS notifications?

Bank of China bank card SMS notifications charge 2 yuan per month; activating the SMS notification service for bank cards requires signing a contract, and the cardholder needs to bring their ID card and bank card to the card-issuing bank.

Bank of China bank card SMS notification charges 2 yuan per month, which is 24 yuan per year. To activate or cancel, you can bring your ID card and bank card to the Bank of China counter. You can also use online banking: 1. Log in to online banking, click on bank account, select account services, then select an account to open and click Next. 2. At this time, you need to sign an agreement. Click to fully agree and accept all the terms and contents of the agreement, and you are willing to perform and assume the stipulations and obligations in the agreement. 3. Select the type of service to be activated, enter the mobile phone number of the information service received and verify it. Click Next, enter the mobile transaction code and dynamic password, click Confirm, the bank will deduct 2 yuan, and then the SMS service will take effect.

The situation varies from region to region. Some branches provide free discounts for a certain period during the promotion period, but charges will start normally after the free discount expires.

(1) There are several ways to cancel the SMS notification function:

1. The most convenient way is to log in to Bank of China personal online banking; enter "Bank Account" and click "Account SMS" Service" - "SMS Service Management" - select the account you want to handle, and then follow the prompts;

2. The bank card holder needs his or her ID card and bank card to go to the bank counter to cancel

(2) How to make up payment for Bank of China’s SMS notification arrears

When one month’s or two months’ arrears occur in the account change SMS notification service, you can initiate a repayment to ensure the account balance. If sufficient, it will be automatically deducted next time.

If the account change SMS notification service has been in arrears for three months and the status has been "arrears service frozen status", you can make a repayment through the counter or online banking channels. After the repayment, ensure that the account balance is sufficient , the system deducts it immediately.

When the account has become in arrears, it is best to go to the branch to cancel the account in time. When canceling, the previous fees owed will not be replenished.

In addition, when you have both a gold card and a regular card, and the average daily account balance of the gold card is less than 50,000 yuan, a management fee of 30 yuan will be deducted every month. When the gold card account funds When it is zero, cross-account deductions will occur, that is, the gold card small account management fee will be deducted from the regular card account.

After the small account management fee is deducted to zero, it will not continue to be deducted and accumulated. A few banks will make up for the arrears before going to the branch to cancel the account.