The main forms of network fraud

Legal analysis: First, points exchange fraud.

Criminals pretend to be major banks, mobile, China Unicom, telecommunications and other enterprises with integral functions, and send points to exchange SMS and WeChat. Give it to the victim, and ask the victim to download the client or click the link to obtain personal information such as the victim's ID number, bank card number and bank card password, and use the above information to spend or transfer the amount in the victim's bank card online. .

Second, impersonating customer service fraud.

The criminals obtain the shopping information and personal information of netizens through illegal means, ask the victim to log on to the fake shopping website or bank website to operate, obtain the victim's bank card number and password, ask the victim for the verification code, and then draw away or consume the funds in the victim's card. Another frequent situation is that the main reason is that online shopping or transfer is unsuccessful, and the customer service phone number of the relevant company is searched online. After searching for the fake customer service phone number, the operation is cheated according to the requirements of the fake customer service.

Third, online part-time fraud

Criminals post part-time information on job-seeking information, recruitment information websites, forums, Weibo and related communication groups through the Internet, asking victims to buy virtual goods such as mobile phone recharge cards, game cards and shopping cards at designated illegal shopping websites, and taking the rebate as a temptation to defraud the victims to pay for the goods and resell the purchased virtual goods at low prices.

Police tip: major websites will not create virtual purchase records in order to enhance network visibility and credibility. Any part-time job should carefully verify the content and nature of the job and the nature of the person who publishes the recruitment information. Don't trust any online stranger who asks for money to buy things before meeting him.

Fourth, ticket refund and change fraud.

In the name of "canceling the flight, providing refund and changing the service", criminals take advantage of passengers' anxiety to ask the victim to transfer money to the bank card involved, or ask for the victim's bank card password and verification code to commit fraud. In such cases, criminals can accurately tell the victim's name, ID number, mobile phone number and other detailed personal information, which is very confusing.

Search the customer service phone numbers of airlines and booking websites online. All major search engines have officially certified phone numbers. Please don't trust any other phone number, let alone dial it. Major airlines and travel booking websites have unified customer service telephone numbers, and passengers will not be required to transfer money to any account, nor will they be required to transfer money on ATM machines, nor will they be required to provide personal bank card passwords and verification codes.

Five, posing as an acquaintance fraud

After criminals obtained the victim's virtual communication tools, email accounts and other contents through illegal means, they claimed that they needed money urgently in the name of "I am your boss, your family has an accident, and I am your friend" and defrauded the victim to transfer money through the Internet. Pretending to be the person in charge of the enterprise or business partner, asking the victim to remit money to a strange account through instant messaging software such as QQ and WeChat on the grounds of contract negotiation and urgent need for money by family and friends. Please don't use online communication tools as the only way to contact. If you encounter any transfer or remittance, please be vigilant and verify the identity of the other party through various channels to avoid being deceived.

Legal basis: Article 1 of the Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Law in Handling Criminal Cases of Fraud. Using telecommunication network technology to commit fraud, the amount of which is more than 3,000 yuan and more than 500,000 yuan, shall be deemed as "a huge amount" as stipulated in Article 266 of the Criminal Law. Whoever commits telecommunication network fraud for many times within two years without treatment and the accumulated amount of fraud constitutes a crime shall be convicted and punished according to law.