I am overdue for several thousand dollars on the loan platform and have received the notice of responding to the lawsuit. What should I do? Will the village Committee know?

The village Committee may know. There is no other way to deal with it, just pay back the money. Since I can sue you, it proves that the interest rate is legal. Even if it is illegal, the principal must be repaid.

Your credit information will be tainted, and you will be judged as an old lai.

Recently, the Supreme People's Court issued "Several Provisions on Publishing the Information of the List of Executed Persons with Dishonesty", commonly known as "Lao Lai Blacklist", and Zhou Hong _, an emerging Internet industry, was listed impressively. The introduction of the judicial interpretation that the person subjected to execution maliciously evades execution is an important reason for the court's "difficulty in execution" means that the person subjected to dishonesty will be included in the "blacklist of untrustworthy people".

What behaviors are prohibited by faithless people?

First, some high-consumption behaviors are prohibited, including sleeping on planes and trains;

The second is to implement other credit punishments, including restricting loans from financial institutions or handling credit cards;

Third, if the person subject to execution is a natural person, he shall not be the legal representative, director, supervisor or senior manager of the enterprise.

Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation and other services to help customers judge and control credit risks and conduct credit management.

Credit investigation is a professional and independent third-party organization that establishes credit files for individuals or enterprises and provides a platform for professional credit investigation organizations to enjoy credit information.

Credit investigation plays an important and fundamental role in promoting the development of credit economy and the construction of social credit system. The first is to guard against credit risk. Credit information reduces the information asymmetry of all parties to the transaction and avoids the transaction risk brought by information asymmetry, thus playing the role of risk judgment and disclosure; The second is to expand credit transactions. Credit investigation solves the bottleneck problem that restricts credit transaction, promotes the achievement of credit transaction, promotes the innovation of financial credit products and commercial credit products, effectively expands the scope and mode of credit transaction, and drives the expansion of credit economy scale; The third is to improve the efficiency of economic operation. Through specialized credit information services, the cost of information collection in transactions can be reduced, the transaction time can be shortened, the transaction space can be broadened, the operating efficiency of economic entities can be improved, and economic and social development can be promoted; The fourth is to promote the construction of social credit system. Credit information industry is an important part of social credit system construction. The development of credit information industry is helpful to curb the occurrence of bad credit behavior, protect the interests of trustworthy people, maintain a good economic and social order, and promote the continuous development and improvement of social credit system.