How did the short message of consumer finance come from?

Why did you immediately receive a reminder message from consumer finance?

If the user has registered the amount of immediate consumption, or applied for a loan product of immediate consumption finance, then it is possible to receive a short message from immediate consumption finance. Users who have not registered for immediate financing or applied for immediate financing loan products can directly ignore short messages such as advertising promotion and registration verification code.

If users receive dunning messages, they should pay attention to the repayment time and repay on time, otherwise there will be overdue records uploaded to the credit information.

If you don't apply for instant consumer finance, but you receive the verification code, it is mostly because the user information is leaked and taken to the online loan, or the police tricked the SMS fraud. Once the user enters the verification code on the pushed website as required, it is very likely to cause financial losses.

It is suggested that if you want to apply for a loan, you should go through the channels designated by the official process, such as loan app, official WeChat WeChat official account and official website. Others should protect their privacy and don't disclose your ID number and mobile phone number to others.

1, phishing website. In order to cheat users' information and funds, many illegal websites will pretend to be various platforms to send collection messages, taking advantage of users' fear of overdue to cheat. Don't pay attention to this situation, and don't click on the link sent by the other party, which will easily lead to information leakage.

2. Just because the user didn't apply for a loan immediately doesn't mean that the relatives and friends around him didn't. If the other party leaves a contact number when applying, the platform will also send a reminder message. When the platform collection is confirmed to be true, it can help the borrower to solve the problem, or directly explain the situation to avoid being harassed again.

3. It is also possible that the user's personal information was stolen and he immediately applied for a loan. In particular, people who are close to themselves have applied for registration after obtaining the personal information of users. It is suggested to explain the situation to the platform in time and call the police if necessary.

The above is the answer to "How to deal with overdue loans received from consumer finance immediately without reason". Generally speaking, this situation is probably due to phishing website fraud, information left by its borrower or personal data leaked and lent. After finding the possible reasons, we will solve them in detail.

Why is Gitzo overdue? Consumer finance sent me a text message.

What's the matter with receiving the short message of consumer finance? Consumer finance text message said that I was seriously overdue.

1.

Users who have registered relevant accounts have previously registered loan accounts for consumer finance, so they will be considered as potential loan customers by the platform. For potential customers, consumer finance companies will push advertising information to users from time to time, and invite users to apply for loans through SMS. The more accounts users register, the more consumer financial information they receive. Solution: If users don't need to borrow money, they can choose to cancel the loan account of consumer finance. After successful account cancellation, users will no longer receive advertising messages pushed by consumer finance companies. Or users need to borrow money, so they need to keep accounts. At this time, the user can use the interception software of the mobile phone. Interception software will judge whether it is an advertising message according to the content of the message. If it is confirmed to be an advertising message, the software will intercept it.

2.

After receiving the short message reminding the repayment, the user's loan has not been repaid, or the user loans overdue, the loan is lent by the consumer finance company, then the consumer finance company will send a short message to remind the user to repay!

What's wrong with consumer finance SMS?

The short message of consumer finance is generally: 1, a platform loan. The platform sends SMS tips 2, or credit cards and banks send SMS tips. 3. Or if you spend on a certain platform, the debit card will have a balance prompt.

If the user has registered the amount of immediate consumption, or applied for a loan product of immediate consumption finance, then it is possible to receive a short message from immediate consumption finance. Users who have not registered for immediate financing or applied for immediate financing loan products can directly ignore short messages such as advertising promotion and registration verification code.

After receiving the phone call in this short message, don't dial or click on any link given by the other party in the short message, because there are actually many loan companies in the market now, and it is inevitable that loans will occur more or less in our daily life. So now there are many scammers who send such short messages in the name of collection by various loan companies, so the safest way for you to deal with it at present is to directly call the company with which you have a loan relationship to confirm the situation.

If you have a serious overdue loan here, I suggest you contact the company or bank you borrowed directly and call the corresponding customer service number for inquiry. In addition, if you really have loans overdue, in fact, whether the other party accepts it or not, you'd better find time to contact the loan company as soon as possible to discuss how to repay it. Because there will be overdue charges in loans overdue.

How to deal with telecom fraud

1. Don't be credulous even if you encounter a phone call or text message that can tell personal information such as name and address. You need to verify it through other channels.

2. In particular, pretending to be a public security investigation, pretending to be an airline to return and change a ticket, pretending to be a friend and family to transfer money, pretending to be Taobao, and customer service refunds, such calls are basically fraud;

3. Don't easily click on links sent by strange text messages, emails and social tools, and don't install strange applications casually;

4. Security software should be installed on the mobile phone, which can effectively identify and intercept fraudulent calls, fraudulent short messages, phishing interception and Trojan horse programs;

5. Don't leave personal information in unfamiliar or informal institutions and websites easily. The passwords of online banking accounts and ordinary social accounts should be distinguished, and the passwords should be revised regularly to prevent information leakage.