What is the online consultation telephone number of Renshou County Medical Insurance Bureau?

The consultation hotline of the Renshou County Medical Insurance Bureau: 028-36286568;

The Renshou County Medical Insurance Bureau has two dedicated hotlines: the County Medical Insurance Bureau’s off-site medical reimbursement hotline (028-36286599) and the registration hotline (028-36298670), mainly responsible for consulting on matters related to medical treatment and registration in other places.

QQ online consultation of Renshou Medical Insurance Bureau (1404726656)

Due to the large number of migrant workers in Renshou County, there are too many people asking for medical records in other places, and the phone lines are often busy.

In order to facilitate the general public to consult and solve medical insurance-related issues, the County Medical Insurance Bureau has specially opened QQ online consultation (1404726656) for people who need to register for medical treatment in other places.

It is recommended that the general public try to stagger the peak periods when calling the Medical Insurance Bureau’s dedicated hotline to avoid busy lines; if the phone calls are during peak periods, they can consult online through QQ.

1. Social medical insurance is a medical insurance system enforced by the state through legislation. Employers and individuals pay insurance premiums in a certain proportion, establish social medical insurance funds, and pay employees’ medical expenses.

Social medical insurance means that when workers fall ill, social insurance institutions provide appropriate subsidies or reimbursement for the medical expenses they need, so that workers can restore their health and working ability and participate in the social reproduction process as soon as possible. Social medical insurance is an important part of social insurance and is generally undertaken by the government. The government will use economic means, administrative means, and legal means to enforce and organize management.

2. The main differences between social insurance and commercial insurance

The implementation purposes are different. Social security is to provide basic protection for social members when necessary and is not for profit; commercial insurance is the commercial operation of insurance companies and is for profit;

The implementation methods are different. Social insurance is compulsorily implemented in accordance with national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

The implementation subjects and objects are different. Social insurance is funded, managed and distributed by specialized institutions established by the state, and its targets are social members within the legal scope; commercial insurance is operated and managed by insurance companies, and the insured can be anyone who meets the underwriting conditions;

The levels of protection vary. The protection provided by social insurance to the insured is the most basic. Its level is higher than the social poverty line and lower than 50% of the average social wage. The level of protection is relatively low. The level of protection provided by commercial insurance depends entirely on the agreement between the parties to the insurance. and the amount of premium paid by the insured. As long as they meet the insurance conditions and have a certain ability to pay, the insured can obtain a high level of protection.