How often is the loan amount reviewed?

How many days does it take for Lefanyi to approve the loan?

The review time of ABC Lefenyi is generally 1 working day, but some users review it for 3-5 days. This is because different borrowers have different credit qualifications, so everyone's review time is different. If there is no result after more than 5 days, please contact the customer service of Agricultural Bank of China for consultation.

As for the lending time, as long as the user has passed the approval of the Agricultural Bank of China, the bank will arrange the lending as soon as possible, and the user will wait patiently.

I. Product definition

The installment payment business of Le Fenyi refers to the installment payment business in which the bank collects internal and external data and grants the installment amount to customers who have daily large consumer credit demand. After successful handling, the customers can use the installment funds to spend in designated types of merchants.

Second, the product function

1. Easy to handle. Customers can apply with their ID cards, and there is no need to provide proof of income and assets. Customers without ABC credit cards can also apply, and the approval speed is the same as that of customers with existing cards.

2. Use of funds. After the installment is successful, the funds will be transferred to the special account of Lefenyi, which can be used by merchants in major consumption fields such as tourism, home improvement, education and department stores, and can be used by banks and other merchants (only controlled by the MCC type code of merchants).

3. Exclusive quota. Approve the installment quota for customers, with a maximum of 300,000 yuan. This line is for the exclusive use of Le Fenyi business, and does not affect customers' daily credit card spending with their own funds.

4. The number of cycles is flexible. The installment period is selected by the customer, which can be up to 5 years. Optional 6, 12, 24, 36, 48, 60. Online channels can only handle 36, 48 and 60 issues; Counter channels can handle products with full term.

Third, the applicable object

Customers should be in our target database, including high-quality credit card customers, high-net-worth customers and provident fund customers.

Fourth, the operation process

1. application

Customers apply for this business through outlets and online H5 channels, and fill in the application information.

2. Acceptance and investigation.

Accepting investigators to verify the identity of customers, check the customer's name, ID number and photo information.

3. System approval.

Perform real-time automated approval according to existing policies.

4. Quality inspection.

The head office conducts manual inspection on the quality inspection business application.

5. System account creation and quota loading.

After passing the quality inspection, the system creates an account and loads the quota in real time.

6. Activation and lending.

The customer himself activates through SMS, bank account, customer service manual and other channels.

When the physical card is not received, the dedicated physical card supports activating the virtual card mode through the bank and SMS channels, and lending in installments through the bank and outlet channels; Support online consumption.

How long does it take for Agricultural Bank of China to approve Lefenyi loan?

"The review time of ABC Lefenyi is generally 1 working day, but some users have a review time of 3-5 days. This is because the credit qualifications of different borrowers are different, subject to the bank review time. "

1. Lofenyi installment loan refers to the installment loan issued by Agricultural Bank of China according to the applicant's application. After the approval, the applicant will be given the installment quota, the credit card will be credited in installments, and the installment principal will be transferred to Lefebner account. The applicant shall repay the principal in installments and pay a certain installment fee.

2. The maximum credit limit of the installment loan of Lefenyi is 300,000 yuan. You can apply online and offline. The longest repayment period is 5 years; Pocket Bank online application path: Agricultural Bank app- Credit Card-Smart Credit Users must repay on time after applying. There can be no overdue repayment.

3. The loans obtained from the installment loan of Le Fenyi can be used in different fields. For example, attention should be paid to weddings, home improvement, education, shopping and travel. Do not withdraw, transfer, invest and finance, detain and pay loans on behalf of others. If loans overdue. Will be uploaded to the credit information center, affecting personal credit information.

4. As long as the application is successful, the bank will transfer the principal to the debit card of the Agricultural Bank of China on the same day, and the installment principal in the special account of Lefenyi will not bear interest. After the payment is received, it can be directly spent in the fields of wedding, home improvement, education, shopping, tourism and so on without activation. It is not allowed to withdraw cash, transfer money, invest in wealth management, withhold and remit money, etc.

5. Le Fenyi application steps:

Applicants are required to bring their valid identity documents and ABC I debit cards to the ABC business outlets.

Choose the number of installments that suit you, check the corresponding handling fee rate and handling fee collection method, apply for easy payment, and wait for approval.

Whether to notify by SMS. After the approval, the money will be paid directly to the loan account and cannot be cancelled. After successful processing, the applicant can use the installment principal for consumption.

After the payment is received, it can be directly spent in the fields of wedding, home improvement, education, shopping, tourism and so on without activation. It is not allowed to withdraw cash, transfer money, invest in wealth management, withhold and remit money, etc.

How long does it take to approve a loan from a bank in Du Yao?

The general approval time takes about half an hour.

First, the time is not long, but it is usually online for half an hour.

Second, the loan processing conditions:

1, a citizen of China who has a fixed residence in China and a fixed residence in a local town and has full capacity for civil conduct, 18-65 years old;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;

5. Other conditions stipulated by the bank. Extended Reading Music Loan The micro-credit loan product developed by Shanghai Maiguang Network Technology Co., Ltd. adopts big data and fully automated credit review.

How long does it take to review the installment loan?

Hello, the auditing standards and methods of each loan platform are different. Generally, it is ok to place an order after improving the information. The general review time is 1 to 3 working days, and it is enough to wait for review after placing an order. Generally, the money will be transferred to your reserved bank card or Alipay account on the same day or the next day. I hope I can help you.

This is the end of the introduction about how long the loan amount is reviewed and how long the loan is borrowed. I wonder if you have found the information you need?