Is there an annual fee for the debit card of Shanghai Bank? How to avoid annual fees?

At present, there is no annual fee for debit cards of Shanghai Bank, but the card opening fee is 15 yuan. You can also consult the annual debit card fee at the nearest Shanghai Bank outlet.

Shanghai Bank Debit Card Function:

1. Automatic inquiry You can use the Shanghai Bank debit card marked by China UnionPay to inquire the account balance at ATM.

2. Changing the password is the key for you to open an account. For the sake of deposit security, please change your password at the ATM of Shanghai Bank at any time once you find that your password is leaked.

Third, merchant consumption.

The online merchants of China UnionPay are distributed in the department stores, restaurants, entertainment and other industries in the city. Cardholders can use their credit cards at any of the above merchants without paying cash, and have the opportunity to participate in various preferential activities.

Fourth, transfer settlement

After authorization, the debit card of Shanghai Bank can withhold and pay utilities and other expenses, so as to save you the pain of going back and forth.

Verb (abbreviation for verb) deposit function

You can apply for self-service deposit of credit card and debit card through the cash deposit machine of Shanghai Bank, or you can apply for deposit at the counter.

Debit card refers to the bank card issued by the issuing bank to the cardholder without credit limit, and the cardholder deposits first and then uses it. Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A Special card is a debit card that is used in a specific area and has a specific purpose (except for department stores, restaurants and entertainment industries), and has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction. From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. Ease of use and popularity: Debit card is one of the most commonly used payment tools in e-commerce because of its ease of use and wide popularity. More than 20 million outlets around the world accept signature debit cards from some international brands. Ease of use is one of the reasons why debit cards are more and more popular than Bank of Communications debit cards. Debit card can not only save you the trouble of carrying cash, but also be convenient to use and pay quickly. The monthly statement (or statement) can clearly show all transaction records.