What is Ctrip Finance? Why do you say I owe money?

Ctrip Finance is a financial company under Ctrip. Ctrip Finance relies on Ctrip Group's massive user data and its own financial technology strength to provide services for hotels, air tickets, train tickets and other scenarios, and provide more convenient financial services for individuals and corporate customers. Ctrip Finance also includes wealth management, credit, insurance and other businesses. Its main products include daily savings, free loans and consumer loans. The user received the reminder of arrears because the user applied for a loan or used other financial services on Ctrip Finance, but failed to repay in time or failed to reach an agreed repayment plan.