There is no debit note for borrowing money, but is there a chat record that can be handled?

Legal analysis: the screenshot in the chat record and his own admission that he missed your money and amount can be used as evidence. It is best to collect some other evidence, such as telephone recordings, mobile phone text messages, witness testimony, etc.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.