What are the steps to open online banking?

To apply for online banking, the cardholder needs to bring his or her ID card to a bank branch. Bank staff will copy the ID card, so you don’t need to copy it yourself. There is no service fee for opening online banking, and there are no deposit requirements. Personal online banking is mainly suitable for daily consumption payments and transfers of individuals and families. Customers can complete real-time inquiries, transfers, online payments and remittance functions through personal online banking services. Debit cards or credit cards can be used to pay for online shopping.

How to activate China Construction Bank online banking

You can activate personal online banking services through the counter or the China Construction Bank website.

According to the activation method you choose, personal online banking is divided into a full-featured advanced contract version and an ordinary simplified version with general functions such as repayment inquiries. The users corresponding to the two versions are called advanced customers and ordinary customers respectively. client.

Construction Bank Online Banking Activation Process

Ordinary Customer Activation Process:

1. Ordinary customers: Customers who have opened online banking through the China Construction Bank website and whose identity and account information have not been verified at the counter or electronic terminal and can only handle account inquiries, investment and financial management, personal credit card repayments and other services.

2. Activation process: ?

3. Notes:

(1) The ID type and ID number you fill in must be consistent with those when opening the contract account.

(2) The online banking login password you set cannot be a simple password.

Convenient payment customer activation process:

1. Convenient payment customers: After activating online banking through the China Construction Bank website, the customer's identity and account information have not been verified at the counter or electronic terminal. In addition to enjoying all the services of ordinary online banking customers, after verification through the SMS received through the mobile phone, they can also Customers who use small-amount transfers and remittances, bill payments, and online payment functions.

2. Activation process:

3. Notes:

(1) The ID type and ID number you fill in must be consistent with those when opening the account.

(2) The online banking login password you set cannot be a simple password.

(3) You need to use a savings account to become a convenient payment customer.

(4) You have reserved the correct mobile phone number when opening an account at the counter.

(5) The single and daily cumulative limit for small-amount transfers and remittances, premium payments, and online payment transactions is 500 yuan.

Advanced customer activation process:

1. Advanced customers: Customers who activate online banking by verifying their identity and account information at the counter or mobile terminal, and can use all services provided by online banking.

2. Activation process:

3. Notes:

(1) When you use online banking for the first time after signing a contract at the counter, you need to set an online banking login password. The login password cannot be a simple password.

(2) When you use online banking for the first time after signing a contract at the counter, you need to download the "E-Road Escort" security component.

Reference materials

China Construction Bank? How to activate personal online banking