Why is Didi's arrears collected by Wang Xin Bank via SMS?

The reason why Didi owes money is that Wangxin Bank sends a short message for collection. Wangxin Bank is the investor of Didi Loan, and Wangxin Bank often calls and sends a short message for collection. According to relevant information, the China Banking Regulatory Commission said that Wangxin Bank failed to verify the authenticity of some borrowers' loan application materials, and there were problems such as the lack of corresponding management system for SMS collection and the incomplete operation process for telephone collection, which violated relevant regulatory regulations.