10655 is joint law enforcement true?

This kind of short message is usually sent by the collection company, not the bank. The collection is true, but the content in the short message is often false and deceptive. Never mind. If the loan or credit card is overdue, just communicate with the bank directly, and don't contact any third party for collection. It's no use. They just use the debtor to make money and will not help the debtor really solve the problem.